First Berlin Bancorp, Inc. (FTFI)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | - | 26 | 25 | 18 | - | 32 | 25 | - |
| Operating profit | $m | 14 | 10 | ||||||
| Net profit | $m | - | 8 | 7 | 7 | - | 11 | 8 | - |
| EPS reported | $ | 3.99 | 2.92 | ||||||
| Operating cashflow per share | $ | 4.76 | 0.00 | ||||||
| Capex per share | $ | 0.22 | 0.00 | ||||||
| FCF per share | $ | 4.54 | 0.00 | ||||||
| Free cash flow | $m | 13 | - | ||||||
| Net debt | $m | -106 | -119 | ||||||
| Book value equity | $m | 84 | 86 | ||||||
| Book value per share | $ | 30.24 | 32.06 | ||||||
| Number of shares | m | 2.77 | 2.69 | ||||||
| DPS (TTM paid) | $ | 0.35 | 0.35 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.52 | - | ||||||
| P/B LTM | x | 1.12 | 1.09 | ||||||
| P/S LTM | x | 2.94 | 3.75 | ||||||
| P/FCF LTM | x | 7.49 | 0.00 | ||||||
| EV/EBITDA LTM | x | 4.41 | 6.59 | ||||||
| EV/Sales LTM | x | 1.38 | 1.24 | ||||||
| Earnings Yield LTM | % | +11.74% | +10.03% | ||||||
| FCF Yield | % | +13.36% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +13.20% | +12.63% | ||||||
| ROIC | % | +7.94% | +7.42% | ||||||
| Operating margin | % | +30.14% | +29.38% | ||||||
| Gross margin | % | +66.59% | +66.41% | ||||||
| FCF/Sales | % | +27.34% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +62.20% | - | ||||||
| Sales Growth YoY | % | +80.89% | - | ||||||
| Net Income Growth YoY | % | +61.95% | - | ||||||
| FCF Growth | % | +51.17% | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.03% | +0.92% | ||||||
| Dividend Growth | % | +75.00% | - | ||||||
| Payout Ratio | % | +8.77% | +8.77% | ||||||
| FCF/Debt | x | 0.24 | - | ||||||
| Net Debt/EBITDA | x | -2.13 | -3.24 | ||||||
| EBIT/Net interest | x | 0.99 | 0.97 | ||||||
| Net debt/market cap | % | +55.02% | +51.50% | ||||||
| Net debt/Equity | x | -1.27 | -1.38 | ||||||
| Gross debt/equity | x | 0.62 | 0.59 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Berlin Bancorp Inc. serves as the parent company for Fortifi Bank, which delivers a comprehensive array of financial products and services to both individual consumers and businesses. The bank's offerings encompass a variety of deposit accounts, including checking, savings, and certificates of deposit. For those seeking credit, Fortifi Bank extends personal loans, home mortgages, auto financing, and commercial credit and loan options. Additionally, the company provides essential banking tools such as debit and credit cards, treasury management solutions, convenient online and mobile banking platforms, and wealth management advisory services. Its network of financial centers is strategically located throughout Wisconsin, with branches in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. Established in 1876, First Berlin Bancorp Inc. maintains its corporate headquarters in Berlin, Wisconsin.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Berlin Bancorp, Inc. (FTFI)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Berlin Bancorp Inc. serves as the parent company for Fortifi Bank, which delivers a comprehensive array of financial products and services to both individual consumers and businesses. The bank's offerings encompass a variety of deposit accounts, including checking, savings, and certificates of deposit. For those seeking credit, Fortifi Bank extends personal loans, home mortgages, auto financing, and commercial credit and loan options. Additionally, the company provides essential banking tools such as debit and credit cards, treasury management solutions, convenient online and mobile banking platforms, and wealth management advisory services. Its network of financial centers is strategically located throughout Wisconsin, with branches in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. Established in 1876, First Berlin Bancorp Inc. maintains its corporate headquarters in Berlin, Wisconsin.
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