Truist Financial Corporation (TFC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $bn | 23 | 22 | 20 | 20 | 13 | 20 | 21 | - |
| Operating profit | $bn | 6 | 7 | ||||||
| Net profit | $bn | 4 | 6 | 6 | -1 | 5 | 5 | 6 | 6 |
| EPS reported | $ | 3.82 | 4.22 | ||||||
| Operating cashflow per share | $ | 4.53 | 4.73 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 4.53 | 4.73 | ||||||
| Free cash flow | $bn | 6 | 6 | ||||||
| Net debt | $bn | 24 | 65 | ||||||
| Book value equity | $bn | 65 | 64 | ||||||
| Book value per share | $ | 50.73 | 51.73 | ||||||
| Number of shares | m | 1,285.08 | 1,239.04 | ||||||
| DPS (TTM paid) | $ | 2.08 | 2.08 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.88 | 11.29 | ||||||
| P/B LTM | x | 0.96 | 0.97 | ||||||
| P/S LTM | x | 3.07 | 2.99 | ||||||
| P/FCF LTM | x | 10.87 | 10.76 | ||||||
| EV/EBITDA LTM | x | 13.58 | 13.17 | ||||||
| EV/Sales LTM | x | 3.15 | 4.25 | ||||||
| Earnings Yield LTM | % | +7.76% | +8.86% | ||||||
| FCF Yield | % | +9.20% | +9.30% | ||||||
| Quality | |||||||||
| ROE | % | +8.14% | +9.01% | ||||||
| ROIC | % | +3.61% | +1.05% | ||||||
| Operating margin | % | +20.86% | +22.30% | ||||||
| Gross margin | % | +62.21% | +64.02% | ||||||
| FCF/Sales | % | +18.85% | +18.99% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +13.69% | +25.60% | ||||||
| Sales Growth YoY | % | +53.03% | +57.03% | ||||||
| Net Income Growth YoY | % | +10.15% | +21.21% | ||||||
| FCF Growth | % | +165.20% | +167.88% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.80% | +4.01% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +61.03% | +53.98% | ||||||
| FCF/Debt | x | 0.08 | 0.08 | ||||||
| Net Debt/EBITDA | x | 4.74 | 8.96 | ||||||
| EBIT/Net interest | x | 0.63 | 0.70 | ||||||
| Net debt/market cap | % | +1.12% | +1.08% | ||||||
| Net debt/Equity | x | 0.37 | 1.02 | ||||||
| Gross debt/equity | x | 1.07 | 1.09 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Truist Financial Corporation (TFC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
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