Full history for every metric is available with a Kvantra account
Key financial summary
Financials in GBPTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | £m | 3,852 | 4,426 | 4,956 | 5,096 | 4,657 | 4,729 | - |
| Operating profit | £m | 1,482 | - | |||||
| Net profit | £m | 452 | 1,365 | 1,394 | 1,541 | 971 | 1,086 | - |
| EPS reported | £ | 0.06 | - | |||||
| Operating cashflow per share | £ | -0.52 | - | |||||
| Capex per share | £ | 0.02 | - | |||||
| FCF per share | £ | -0.55 | - | |||||
| Free cash flow | £m | -9,205 | - | |||||
| Net debt | £m | 17,940 | - | |||||
| Book value equity | £m | 15,148 | - | |||||
| Book value per share | £ | 0.90 | - | |||||
| Number of shares | m | 16,776.47 | - | |||||
| DPS (TTM paid) | £ | 0.09 | - |
Financial summary
Financials in GBPTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 22.87 | - | |||||
| P/B LTM | x | 1.64 | - | |||||
| P/S LTM | x | 5.25 | - | |||||
| P/FCF LTM | x | -2.70 | - | |||||
| EV/EBITDA LTM | x | 26.64 | - | |||||
| EV/Sales LTM | x | 4.04 | - | |||||
| Earnings Yield LTM | % | 4.37% | - | |||||
| FCF Yield | % | -37.07% | - | |||||
| Quality | ||||||||
| ROE | % | 7.17% | - | |||||
| ROIC | % | 1.49% | - | |||||
| Operating margin | % | 12.46% | - | |||||
| Gross margin | % | 38.15% | - | |||||
| FCF/Sales | % | -77.42% | - | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +11.74% | - | |||||
| Sales Growth YoY | % | +1.55% | - | |||||
| Net Income Growth YoY | % | +11.84% | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | +9.86% | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.64% | - | |||||
| Dividend Growth | % | 0.00% | - | |||||
| Payout Ratio | % | 14.56% | - | |||||
| FCF/Debt | x | -0.17 | - | |||||
| Net Debt/EBITDA | x | 12.88 | - | |||||
| EBIT/Net interest | x | 0.21 | - | |||||
| Net debt/market cap | % | 72.25% | - | |||||
| Net debt/Equity | x | 1.18 | - | |||||
| Gross debt/equity | x | 3.47 | - | |||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Santander UK plc, headquartered in London, UK, along with its subsidiaries, delivers a broad spectrum of banking and financial solutions across the United Kingdom. The company's operations are divided into four primary segments: Retail Banking, Consumer Finance, Corporate & Commercial Banking, and the Corporate Centre. The Retail Banking division primarily offers mortgages in the UK to owner-occupiers and smaller buy-to-let landlords. It also provides banking services and unsecured loans to individuals and small businesses, alongside wealth management for high-net-worth clients. Consumer Finance specializes in prime vehicle financing, serving individual customers, businesses, and automotive distribution networks. Corporate & Commercial Banking extends financial products and services to small and medium-sized enterprises (SMEs), larger corporations, local authorities, and housing associations. Lastly, the Corporate Centre manages treasury functions, including the asset and liability management of its balance sheet, and oversees non-core and legacy investment portfolios. Santander UK plc supports its clients through a comprehensive omnichannel presence, encompassing 450 physical branches, ATMs, telephone banking, digital platforms, and various intermediary channels. Established in 1988, the company is a subsidiary of Banco Santander SA.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Santander UK plc (SANB.L)
Not enough data to calculate KvantraRank
Based on consensus from external analysts. Not Kvantra's opinion.
Santander UK plc, headquartered in London, UK, along with its subsidiaries, delivers a broad spectrum of banking and financial solutions across the United Kingdom. The company's operations are divided into four primary segments: Retail Banking, Consumer Finance, Corporate & Commercial Banking, and the Corporate Centre. The Retail Banking division primarily offers mortgages in the UK to owner-occupiers and smaller buy-to-let landlords. It also provides banking services and unsecured loans to individuals and small businesses, alongside wealth management for high-net-worth clients. Consumer Finance specializes in prime vehicle financing, serving individual customers, businesses, and automotive distribution networks. Corporate & Commercial Banking extends financial products and services to small and medium-sized enterprises (SMEs), larger corporations, local authorities, and housing associations. Lastly, the Corporate Centre manages treasury functions, including the asset and liability management of its balance sheet, and oversees non-core and legacy investment portfolios. Santander UK plc supports its clients through a comprehensive omnichannel presence, encompassing 450 physical branches, ATMs, telephone banking, digital platforms, and various intermediary channels. Established in 1988, the company is a subsidiary of Banco Santander SA.
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