M&F Bancorp, Inc. (MFBP)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 12 | 15 | 19 | 24 | 24 | 24 | 24 | - |
| Operating profit | $m | 5 | 5 | ||||||
| Net profit | $m | 1 | 3 | 5 | 6 | 5 | 4 | 4 | - |
| EPS reported | $ | 1.19 | 1.06 | ||||||
| Operating cashflow per share | $ | 1.79 | 0.00 | ||||||
| Capex per share | $ | 0.39 | 0.00 | ||||||
| FCF per share | $ | 1.41 | 0.00 | ||||||
| Free cash flow | $m | 3 | 0 | ||||||
| Net debt | $m | -1 | -2 | ||||||
| Book value equity | $m | 134 | 133 | ||||||
| Book value per share | $ | 67.88 | 67.83 | ||||||
| Number of shares | m | 1.97 | 1.97 | ||||||
| DPS (TTM paid) | $ | 0.24 | 0.24 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 15.76 | 42.20 | ||||||
| P/B LTM | x | 0.27 | 0.27 | ||||||
| P/S LTM | x | 1.51 | 1.54 | ||||||
| P/FCF LTM | x | 13.32 | 0.00 | ||||||
| EV/EBITDA LTM | x | 6.46 | 6.91 | ||||||
| EV/Sales LTM | x | 1.19 | 3.04 | ||||||
| Earnings Yield LTM | % | +6.35% | +2.37% | ||||||
| FCF Yield | % | +7.51% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +3.21% | +3.17% | ||||||
| ROIC | % | +3.02% | +3.00% | ||||||
| Operating margin | % | +18.38% | +18.29% | ||||||
| Gross margin | % | +77.77% | +77.96% | ||||||
| FCF/Sales | % | +9.26% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -34.25% | -41.44% | ||||||
| Sales Growth YoY | % | +2.09% | -0.06% | ||||||
| Net Income Growth YoY | % | -9.79% | -15.70% | ||||||
| FCF Growth | % | +71.26% | -100.00% | ||||||
| Operating Profit Growth | % | -8.63% | -14.57% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +6.64% | +0.51% | ||||||
| Dividend Growth | % | +20.00% | +20.00% | ||||||
| Payout Ratio | % | +103.47% | 0.00% | ||||||
| FCF/Debt | x | 2.89 | 0.00 | ||||||
| Net Debt/EBITDA | x | -0.25 | -0.32 | ||||||
| EBIT/Net interest | x | 1.01 | 1.05 | ||||||
| Net debt/market cap | % | +2.60% | +0.02% | ||||||
| Net debt/Equity | x | -0.01 | -0.01 | ||||||
| Gross debt/equity | x | 0.01 | 0.01 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
M&F Bancorp, Inc. serves as the parent company for Mechanics and Farmers Bank, providing a comprehensive array of banking products and services to both individual consumers and businesses across North Carolina. Its offerings include various deposit solutions such as checking, savings, and money market accounts, along with certificates of deposit and demand deposit services. The company also extends credit for commercial and residential real estate, construction projects, and personal loans, supplemented by ATM services. Established in 1907, M&F Bancorp operates seven branch locations throughout North Carolina, specifically in Durham, Raleigh, Charlotte, Greensboro, and Winston-Salem, with its main office situated in Durham.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
M&F Bancorp, Inc. serves as the parent company for Mechanics and Farmers Bank, providing a comprehensive array of banking products and services to both individual consumers and businesses across North Carolina. Its offerings include various deposit solutions such as checking, savings, and money market accounts, along with certificates of deposit and demand deposit services. The company also extends credit for commercial and residential real estate, construction projects, and personal loans, supplemented by ATM services. Established in 1907, M&F Bancorp operates seven branch locations throughout North Carolina, specifically in Durham, Raleigh, Charlotte, Greensboro, and Winston-Salem, with its main office situated in Durham.
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