Richmond Mutual Bancorporation, Inc. (RMBI)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 40 | 44 | 46 | 42 | 43 | 49 | 52 | - |
| Operating profit | $m | 14 | 15 | ||||||
| Net profit | $m | 10 | 11 | 13 | 9 | 9 | 12 | 12 | - |
| EPS reported | $ | 1.17 | 1.21 | ||||||
| Operating cashflow per share | $ | 1.65 | 601.3 | ||||||
| Capex per share | $ | 0.14 | 0.07 | ||||||
| FCF per share | $ | 1.51 | 601.2 | ||||||
| Free cash flow | $m | 15 | 13 | ||||||
| Net debt | $m | -35 | -41 | ||||||
| Book value equity | $m | 146 | 148 | ||||||
| Book value per share | $ | 14.82 | 14.96 | ||||||
| Number of shares | m | 9.83 | 9.91 | ||||||
| DPS (TTM paid) | $ | 0.60 | 0.60 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.00 | 12.39 | ||||||
| P/B LTM | x | 0.93 | 0.91 | ||||||
| P/S LTM | x | 2.78 | 2.61 | ||||||
| P/FCF LTM | x | 9.28 | 10.05 | ||||||
| EV/EBITDA LTM | x | 23.68 | 13.85 | ||||||
| EV/Sales LTM | x | 3.88 | 5.03 | ||||||
| Earnings Yield LTM | % | +8.33% | +8.07% | ||||||
| FCF Yield | % | +10.78% | +9.95% | ||||||
| Quality | |||||||||
| ROE | % | +7.94% | +8.30% | ||||||
| ROIC | % | +2.93% | +0.80% | ||||||
| Operating margin | % | +15.47% | +15.98% | ||||||
| Gross margin | % | +51.76% | +54.35% | ||||||
| FCF/Sales | % | +16.07% | +6301.3% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +27.17% | +31.52% | ||||||
| Sales Growth YoY | % | +12.95% | +20.30% | ||||||
| Net Income Growth YoY | % | +23.45% | +28.16% | ||||||
| FCF Growth | % | +2.21% | -5.65% | ||||||
| Operating Profit Growth | % | +29.43% | +35.97% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.30% | +3.77% | ||||||
| Dividend Growth | % | +7.14% | +7.14% | ||||||
| Payout Ratio | % | +50.71% | +36.23% | ||||||
| FCF/Debt | x | 0.06 | 0.06 | ||||||
| Net Debt/EBITDA | x | 14.57 | 13.40 | ||||||
| EBIT/Net interest | x | 0.33 | 0.37 | ||||||
| Net debt/market cap | % | +1.86% | +95.59% | ||||||
| Net debt/Equity | x | -0.24 | -0.28 | ||||||
| Gross debt/equity | x | 1.73 | 1.65 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A loan production office in Columbus, Ohio, further extends its reach.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Richmond Mutual Bancorporation, Inc. (RMBI)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A loan production office in Columbus, Ohio, further extends its reach.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free