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Operating within India, ESAF Small Finance Bank delivers a broad spectrum of banking and financial solutions. Its offerings encompass various account types, including savings, current, and non-resident Indian (NRI) accounts, complemented by diverse deposit products such as fixed, recurring, and social deposits, along with debit cards. The bank provides an extensive portfolio of lending options, featuring loans for vehicles (spanning new and used cars, two-wheelers, three-wheelers, and light commercial vehicles), personal financing (personal, education, and school loans, as well as those for dream homes), business and development initiatives (MSME, clean energy, dairy development, lease rental discounting), agriculture, micro-housing, and gold-backed loans. Further financial services include salary overdrafts, loans against property, and micro-finance programs. Beyond these, the bank facilitates payment services, investment products, the National Pension System, and modern digital banking conveniences via mobile, internet, and SMS platforms. Founded in 1992, ESAF Small Finance Bank is based in Thrissur, India, and operates as a subsidiary of ESAF Financial Holdings Private Limited.

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