Lyons Bancorp Inc. (LYBC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 55 | 61 | 63 | 61 | 102 | 75 | 82 | - |
| Operating profit | $m | 27 | 31 | ||||||
| Net profit | $m | 10 | 16 | 17 | 17 | 15 | 21 | 24 | - |
| EPS reported | $ | 6.06 | 6.68 | ||||||
| Operating cashflow per share | $ | 6.96 | 0.00 | ||||||
| Capex per share | $ | 0.28 | 0.00 | ||||||
| FCF per share | $ | 6.68 | 0.00 | ||||||
| Free cash flow | $m | 23 | 0 | ||||||
| Net debt | $m | -2 | 2 | ||||||
| Book value equity | $m | 142 | 142 | ||||||
| Book value per share | $ | 40.34 | 40.41 | ||||||
| Number of shares | m | 3.52 | 3.51 | ||||||
| DPS (TTM paid) | $ | 1.79 | 2.39 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.76 | 9.48 | ||||||
| P/B LTM | x | 1.13 | 1.13 | ||||||
| P/S LTM | x | 2.13 | 1.95 | ||||||
| P/FCF LTM | x | 7.04 | 0.00 | ||||||
| EV/EBITDA LTM | x | 5.88 | 5.26 | ||||||
| EV/Sales LTM | x | 2.15 | 2.38 | ||||||
| Earnings Yield LTM | % | +12.89% | +10.55% | ||||||
| FCF Yield | % | +14.21% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +15.03% | +17.55% | ||||||
| ROIC | % | +1.03% | +1.09% | ||||||
| Operating margin | % | +36.54% | +37.21% | ||||||
| Gross margin | % | +96.67% | +96.54% | ||||||
| FCF/Sales | % | +30.25% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +40.60% | +54.99% | ||||||
| Sales Growth YoY | % | -26.61% | -20.03% | ||||||
| Net Income Growth YoY | % | +37.91% | +52.82% | ||||||
| FCF Growth | % | +74.32% | -100.00% | ||||||
| Operating Profit Growth | % | +0.04% | +11.96% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.84% | +3.47% | ||||||
| Dividend Growth | % | +15.48% | +54.19% | ||||||
| Payout Ratio | % | +28.83% | 0.00% | ||||||
| FCF/Debt | x | 1.16 | 0.00 | ||||||
| Net Debt/EBITDA | x | 0.05 | 0.05 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +10.04% | +8.66% | ||||||
| Net debt/Equity | x | -0.01 | 0.01 | ||||||
| Gross debt/equity | x | 0.14 | 0.14 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Lyons Bancorp Inc. functions as a financial holding company, delivering comprehensive commercial and retail banking solutions to both individual clients and small businesses. The institution provides a variety of deposit products, including checking and savings accounts, individual retirement accounts, and certificates of deposit. Its extensive lending portfolio encompasses commercial and agricultural real estate loans, general commercial and agricultural financing, and consumer installment loans. Residential real estate options include financing for 1-4 family homes and home equity lines. Additionally, it offers consumer loans for recreational vehicles, automobiles, personal expenses, personal lines of credit, and home improvement projects. Beyond core banking, Lyons Bancorp offers a suite of financial services, such as retirement planning strategies, investment management, education savings plans, life insurance, long-term care insurance, and various employer and employee benefit services. Further conveniences include mortgage services, digital banking platforms (online, mobile, and telephone), credit and debit card services, online cash management for businesses, merchant services, safe deposit boxes, wire transfers, a traveler program, online bill payment, e-statements, money orders, and official checks. The company operates a network of 16 branches spread across Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties in New York. Founded in 1852, Lyons Bancorp Inc. is headquartered in Lyons, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Lyons Bancorp Inc. functions as a financial holding company, delivering comprehensive commercial and retail banking solutions to both individual clients and small businesses. The institution provides a variety of deposit products, including checking and savings accounts, individual retirement accounts, and certificates of deposit. Its extensive lending portfolio encompasses commercial and agricultural real estate loans, general commercial and agricultural financing, and consumer installment loans. Residential real estate options include financing for 1-4 family homes and home equity lines. Additionally, it offers consumer loans for recreational vehicles, automobiles, personal expenses, personal lines of credit, and home improvement projects. Beyond core banking, Lyons Bancorp offers a suite of financial services, such as retirement planning strategies, investment management, education savings plans, life insurance, long-term care insurance, and various employer and employee benefit services. Further conveniences include mortgage services, digital banking platforms (online, mobile, and telephone), credit and debit card services, online cash management for businesses, merchant services, safe deposit boxes, wire transfers, a traveler program, online bill payment, e-statements, money orders, and official checks. The company operates a network of 16 branches spread across Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties in New York. Founded in 1852, Lyons Bancorp Inc. is headquartered in Lyons, New York.
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