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Lyons Bancorp Inc. functions as a financial holding company, delivering comprehensive commercial and retail banking solutions to both individual clients and small businesses. The institution provides a variety of deposit products, including checking and savings accounts, individual retirement accounts, and certificates of deposit. Its extensive lending portfolio encompasses commercial and agricultural real estate loans, general commercial and agricultural financing, and consumer installment loans. Residential real estate options include financing for 1-4 family homes and home equity lines. Additionally, it offers consumer loans for recreational vehicles, automobiles, personal expenses, personal lines of credit, and home improvement projects. Beyond core banking, Lyons Bancorp offers a suite of financial services, such as retirement planning strategies, investment management, education savings plans, life insurance, long-term care insurance, and various employer and employee benefit services. Further conveniences include mortgage services, digital banking platforms (online, mobile, and telephone), credit and debit card services, online cash management for businesses, merchant services, safe deposit boxes, wire transfers, a traveler program, online bill payment, e-statements, money orders, and official checks. The company operates a network of 16 branches spread across Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties in New York. Founded in 1852, Lyons Bancorp Inc. is headquartered in Lyons, New York.

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