QCR Holdings, Inc. (QCRH)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 275 | 272 | 304 | 343 | 338 | 363 | 394 | - |
| Operating profit | $m | 136 | 156 | ||||||
| Net profit | $m | 61 | 99 | 99 | 114 | 114 | 127 | 142 | 141 |
| EPS reported | $ | 7.52 | 8.49 | ||||||
| Operating cashflow per share | $ | 25.16 | 52.08 | ||||||
| Capex per share | $ | 4.02 | 4.00 | ||||||
| FCF per share | $ | 21.13 | 48.08 | ||||||
| Free cash flow | $m | 354 | 793 | ||||||
| Net debt | $m | 434 | 291 | ||||||
| Book value equity | $m | 1,112 | 1,150 | ||||||
| Book value per share | $ | 66.38 | 69.72 | ||||||
| Number of shares | m | 16.76 | 16.49 | ||||||
| DPS (TTM paid) | $ | 0.24 | 0.41 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.08 | 11.89 | ||||||
| P/B LTM | x | 1.25 | 1.21 | ||||||
| P/S LTM | x | 3.85 | 3.54 | ||||||
| P/FCF LTM | x | 3.94 | 1.76 | ||||||
| EV/EBITDA LTM | x | 13.07 | 11.75 | ||||||
| EV/Sales LTM | x | 3.25 | 3.31 | ||||||
| Earnings Yield LTM | % | +9.03% | +8.41% | ||||||
| FCF Yield | % | +25.37% | +56.79% | ||||||
| Quality | |||||||||
| ROE | % | +11.44% | +12.70% | ||||||
| ROIC | % | +56.99% | +55.64% | ||||||
| Operating margin | % | +22.77% | +25.14% | ||||||
| Gross margin | % | +57.72% | +60.89% | ||||||
| FCF/Sales | % | +59.34% | +128.08% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +12.07% | +26.53% | ||||||
| Sales Growth YoY | % | +7.35% | +16.62% | ||||||
| Net Income Growth YoY | % | +11.72% | +24.74% | ||||||
| FCF Growth | % | -11.48% | +98.17% | ||||||
| Operating Profit Growth | % | +10.87% | +26.93% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.29% | +0.30% | ||||||
| Dividend Growth | % | 0.00% | +70.83% | ||||||
| Payout Ratio | % | +3.22% | +3.33% | ||||||
| FCF/Debt | x | 0.57 | 1.97 | ||||||
| Net Debt/EBITDA | x | 3.65 | 1.76 | ||||||
| EBIT/Net interest | x | 0.58 | 0.69 | ||||||
| Net debt/market cap | % | +44.27% | +22.87% | ||||||
| Net debt/Equity | x | 0.39 | 0.25 | ||||||
| Gross debt/equity | x | 0.56 | 0.35 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
QCR Holdings, Inc. (QCRH)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.
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