Origin Bancorp, Inc. (OBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 250 | 265 | 326 | 353 | 353 | 392 | 423 | - |
| Operating profit | $m | 99 | 130 | ||||||
| Net profit | $m | 36 | 109 | 88 | 84 | 76 | 75 | 100 | 127 |
| EPS reported | $ | 2.40 | 3.20 | ||||||
| Operating cashflow per share | $ | 5.17 | 6.34 | ||||||
| Capex per share | $ | 0.26 | 0.66 | ||||||
| FCF per share | $ | 4.91 | 5.69 | ||||||
| Free cash flow | $m | 151 | 175 | ||||||
| Net debt | $m | -69 | 12 | ||||||
| Book value equity | $m | 1,247 | 1,281 | ||||||
| Book value per share | $ | 40.13 | 41.11 | ||||||
| Number of shares | m | 31.07 | 31.16 | ||||||
| DPS (TTM paid) | $ | 0.60 | 0.80 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 15.67 | 16.57 | ||||||
| P/B LTM | x | 0.93 | 0.90 | ||||||
| P/S LTM | x | 2.95 | 2.73 | ||||||
| P/FCF LTM | x | 7.66 | 6.59 | ||||||
| EV/EBITDA LTM | x | 9.87 | 8.04 | ||||||
| EV/Sales LTM | x | 1.87 | 2.84 | ||||||
| Earnings Yield LTM | % | +6.38% | +6.04% | ||||||
| FCF Yield | % | +13.06% | +15.17% | ||||||
| Quality | |||||||||
| ROE | % | +6.03% | +7.97% | ||||||
| ROIC | % | -4.89% | -1.23% | ||||||
| Operating margin | % | +16.50% | +21.26% | ||||||
| Gross margin | % | +58.22% | +62.41% | ||||||
| FCF/Sales | % | +25.23% | +28.69% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -2.04% | +30.61% | ||||||
| Sales Growth YoY | % | +11.08% | +20.08% | ||||||
| Net Income Growth YoY | % | -1.69% | +30.31% | ||||||
| FCF Growth | % | +74.76% | +102.91% | ||||||
| Operating Profit Growth | % | +1.58% | +33.65% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.63% | +1.47% | ||||||
| Dividend Growth | % | 0.00% | +33.33% | ||||||
| Payout Ratio | % | +25.31% | +21.97% | ||||||
| FCF/Debt | x | 4.24 | 1.28 | ||||||
| Net Debt/EBITDA | x | -0.33 | 0.36 | ||||||
| EBIT/Net interest | x | 0.48 | 0.69 | ||||||
| Net debt/market cap | % | +3.08% | +8.11% | ||||||
| Net debt/Equity | x | -0.06 | 0.01 | ||||||
| Gross debt/equity | x | 0.03 | 0.11 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.
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