Byline Bancorp, Inc. (BY)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 269 | 304 | 320 | 384 | 404 | 443 | 459 | - |
| Operating profit | $m | 183 | 210 | ||||||
| Net profit | $m | 37 | 93 | 88 | 108 | 121 | 130 | 149 | 152 |
| EPS reported | $ | 2.89 | 3.29 | ||||||
| Operating cashflow per share | $ | 3.13 | 3.70 | ||||||
| Capex per share | $ | 0.09 | 0.05 | ||||||
| FCF per share | $ | 3.04 | 3.64 | ||||||
| Free cash flow | $m | 136 | 163 | ||||||
| Net debt | $m | -900 | -1,088 | ||||||
| Book value equity | $m | 1,268 | 1,304 | ||||||
| Book value per share | $ | 27.91 | 28.71 | ||||||
| Number of shares | m | 45.42 | 45.42 | ||||||
| DPS (TTM paid) | $ | 0.40 | 0.48 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.09 | 11.30 | ||||||
| P/B LTM | x | 1.03 | 1.00 | ||||||
| P/S LTM | x | 2.95 | 2.85 | ||||||
| P/FCF LTM | x | 9.59 | 8.00 | ||||||
| EV/EBITDA LTM | x | 9.64 | 8.46 | ||||||
| EV/Sales LTM | x | 2.88 | 3.61 | ||||||
| Earnings Yield LTM | % | +9.91% | +8.85% | ||||||
| FCF Yield | % | +10.43% | +12.50% | ||||||
| Quality | |||||||||
| ROE | % | +10.26% | +11.75% | ||||||
| ROIC | % | -4.58% | -2.66% | ||||||
| Operating margin | % | +29.06% | +33.07% | ||||||
| Gross margin | % | +66.12% | +69.35% | ||||||
| FCF/Sales | % | +21.66% | +25.69% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +5.09% | +19.64% | ||||||
| Sales Growth YoY | % | +9.68% | +13.75% | ||||||
| Net Income Growth YoY | % | +7.69% | +23.78% | ||||||
| FCF Growth | % | -20.36% | -4.57% | ||||||
| Operating Profit Growth | % | +13.58% | +30.56% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.39% | +1.24% | ||||||
| Dividend Growth | % | +11.11% | +33.33% | ||||||
| Payout Ratio | % | +13.84% | +13.44% | ||||||
| FCF/Debt | x | 0.24 | 0.27 | ||||||
| Net Debt/EBITDA | x | 2.69 | 2.47 | ||||||
| EBIT/Net interest | x | 0.98 | 1.19 | ||||||
| Net debt/market cap | % | +43.23% | +34.36% | ||||||
| Net debt/Equity | x | -0.71 | -0.83 | ||||||
| Gross debt/equity | x | 0.45 | 0.46 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
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