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Stock profile

Provident Bancorp, Inc. (PVBC)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: NASDAQ

Delisted · last close 14 Nov 2025

Current price
13.50 USD+3.05%
Last close 14 Nov 2025
Benchmarks

Key financial summary

Financials in USD
201920202021202220232024TTM
Total net revenue$m48586680645558
Operating profit$m917
Net profit$m111216-2111713
EPS reported$0.430.75
Operating cashflow per share$0.710.68
Capex per share$0.020.02
FCF per share$0.690.66
Free cash flow$m1216
Net debt$m-125-140
Book value equity$m231241
Book value per share$13.7714.19
Number of sharesm16.7816.98
DPS (TTM paid)$0.000.00

Financial summary

Financials in USD
201920202021202220232024TTM
Value
P/E TTMx26.5118.00
P/B LTMx0.831.00
P/S LTMx3.454.10
P/FCF LTMx16.5415.00
EV/EBITDA LTMx6.695.58
EV/Sales LTMx0.741.71
Earnings Yield LTM%3.77%5.56%
FCF Yield%6.04%6.67%
Quality
ROE%3.15%3.23%
ROIC%2.56%2.96%
Operating margin%9.95%15.74%
Gross margin%57.59%66.17%
FCF/Sales%12.23%16.48%
Growth and momentum
EPS Growth YoY%-34.85%+132.49%
Sales Growth YoY%-13.74%+5.58%
Net Income Growth YoY%-33.62%+136.14%
FCF Growth%+121.10%+31.57%
Operating Profit Growth%-36.52%+145.02%
Dividend and capital structure
Dividend Yield%0.00%0.00%
Dividend Growth%0.00%0.00%
Payout Ratio%0.00%0.00%
FCF/Debtx0.241.20
Net Debt/EBITDAx-11.55-10.26
EBIT/Net interestx0.240.45
Net debt/market cap%-65.33%-58.34%
Net debt/Equityx-0.54-0.58
Gross debt/equityx0.210.06

Company overview

Provident Bancorp, Inc. serves as the bank holding company for The Provident Bank, delivering a wide array of financial products and services to both individual consumers and small businesses throughout the United States. Its deposit offerings encompass checking, term certificate, negotiable order of withdrawal (NOW), money market, and savings accounts, alongside certificates of deposit. The corporation additionally provides a diverse suite of lending options, including commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one-to-four family residential, and consumer loans, as well as home equity loans and lines of credit. Beyond banking services, it also makes investments in securities and state and municipal bonds. As of December 31, 2021, Provident Bancorp operated from its main office and six branch locations across Amesbury and Newburyport, Massachusetts, and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire. Furthermore, it managed two loan production offices situated in Boston, Massachusetts, and Ponte Vedra, Florida. The company, established in 1828, maintains its corporate headquarters in Amesbury, Massachusetts.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 14 Nov 2025

Provident Bancorp, Inc. (PVBC)

PVBC · NASDAQ · Financial Services
13.50 USD+3.05%
Benchmarks
Financialsin USD
20232024TTM
About

Provident Bancorp, Inc. serves as the bank holding company for The Provident Bank, delivering a wide array of financial products and services to both individual consumers and small businesses throughout the United States. Its deposit offerings encompass checking, term certificate, negotiable order of withdrawal (NOW), money market, and savings accounts, alongside certificates of deposit. The corporation additionally provides a diverse suite of lending options, including commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one-to-four family residential, and consumer loans, as well as home equity loans and lines of credit. Beyond banking services, it also makes investments in securities and state and municipal bonds. As of December 31, 2021, Provident Bancorp operated from its main office and six branch locations across Amesbury and Newburyport, Massachusetts, and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire. Furthermore, it managed two loan production offices situated in Boston, Massachusetts, and Ponte Vedra, Florida. The company, established in 1828, maintains its corporate headquarters in Amesbury, Massachusetts.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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