Peoples Trust Company of St. Albans (PPAL)
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No price history available.
Key financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 14 | 13 | 14 | 14 | 14 | 18 | - | - |
| Operating profit | $m | 5 | - | ||||||
| Net profit | $m | 2 | 2 | 2 | 3 | 4 | 4 | - | - |
| EPS reported | $ | 7.72 | - | ||||||
| Operating cashflow per share | $ | 6.85 | - | ||||||
| Capex per share | $ | 0.13 | - | ||||||
| FCF per share | $ | 6.73 | - | ||||||
| Free cash flow | $m | 4 | - | ||||||
| Net debt | $m | -18 | - | ||||||
| Book value equity | $m | 42 | - | ||||||
| Book value per share | $ | 78.91 | - | ||||||
| Number of shares | m | 0.54 | - | ||||||
| DPS (TTM paid) | $ | 1.23 | - |
Financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.78 | - | ||||||
| P/B LTM | x | 0.76 | - | ||||||
| P/S LTM | x | 1.77 | - | ||||||
| P/FCF LTM | x | 8.94 | - | ||||||
| EV/EBITDA LTM | x | 5.25 | - | ||||||
| EV/Sales LTM | x | 1.26 | - | ||||||
| Earnings Yield LTM | % | +12.85% | - | ||||||
| FCF Yield | % | +11.19% | - | ||||||
| Quality | |||||||||
| ROE | % | +9.79% | - | ||||||
| ROIC | % | +9.15% | - | ||||||
| Operating margin | % | +22.04% | - | ||||||
| Gross margin | % | +83.54% | - | ||||||
| FCF/Sales | % | +16.86% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +15.92% | - | ||||||
| Sales Growth YoY | % | +33.91% | - | ||||||
| Net Income Growth YoY | % | +14.56% | - | ||||||
| FCF Growth | % | -26.52% | - | ||||||
| Operating Profit Growth | % | +4.32% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.03% | - | ||||||
| Dividend Growth | % | +8.89% | - | ||||||
| Payout Ratio | % | +15.83% | - | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -1.02 | - | ||||||
| EBIT/Net interest | x | 1.48 | - | ||||||
| Net debt/market cap | % | 0.00% | - | ||||||
| Net debt/Equity | x | -0.43 | - | ||||||
| Gross debt/equity | x | 0.00 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Peoples Trust Company of St. Albans serves a diverse clientele, including individuals, municipalities, commercial enterprises, and non-profit entities, by providing a broad spectrum of financial services across northwestern Vermont, United States. Its deposit options include checking, savings, individual retirement accounts, money market accounts, and certificates of deposit. The institution extends various lending solutions, such as personal loans, vehicle and recreational vehicle financing, and debt consolidation for individuals. For businesses, offerings comprise general business loans, commercial real estate and construction financing, lines of credit, and equipment and vehicle loans. Mortgage lending is also a core service. Beyond traditional banking, the company furnishes additional conveniences like cards, direct deposit, telephone banking, overdraft protection, as well as specialized trust and investment management. Business customers can utilize consulting, ACH origination, merchant deposit capture, and wire services, alongside essentials like safe deposit boxes and check reordering. Digital access is comprehensive, featuring online banking, bill pay, electronic document services (eDocs), and mobile/tablet banking. Founded in 1886, this Vermont-based company operates from its Saint Albans headquarters.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Peoples Trust Company of St. Albans (PPAL)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Peoples Trust Company of St. Albans serves a diverse clientele, including individuals, municipalities, commercial enterprises, and non-profit entities, by providing a broad spectrum of financial services across northwestern Vermont, United States. Its deposit options include checking, savings, individual retirement accounts, money market accounts, and certificates of deposit. The institution extends various lending solutions, such as personal loans, vehicle and recreational vehicle financing, and debt consolidation for individuals. For businesses, offerings comprise general business loans, commercial real estate and construction financing, lines of credit, and equipment and vehicle loans. Mortgage lending is also a core service. Beyond traditional banking, the company furnishes additional conveniences like cards, direct deposit, telephone banking, overdraft protection, as well as specialized trust and investment management. Business customers can utilize consulting, ACH origination, merchant deposit capture, and wire services, alongside essentials like safe deposit boxes and check reordering. Digital access is comprehensive, featuring online banking, bill pay, electronic document services (eDocs), and mobile/tablet banking. Founded in 1886, this Vermont-based company operates from its Saint Albans headquarters.
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