JSB Financial Inc. (JFWV)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | -1,768 | -1,551 | -2,248 | 15 | 17 | 18 | 21 | - |
| Operating profit | $m | 6 | 9 | ||||||
| Net profit | $m | 3 | 4 | 4 | 3 | 4 | 6 | 8 | - |
| EPS reported | $ | 16.17 | 21.19 | ||||||
| Operating cashflow per share | $ | 12.65 | 0.00 | ||||||
| Capex per share | $ | 0.57 | 0.00 | ||||||
| FCF per share | $ | 12.09 | 0.00 | ||||||
| Free cash flow | $m | 4 | 0 | ||||||
| Net debt | $m | -1 | 0 | ||||||
| Book value equity | $m | 37 | 37 | ||||||
| Book value per share | $ | 106.2 | 142.8 | ||||||
| Number of shares | m | 0.35 | 0.26 | ||||||
| DPS (TTM paid) | $ | 2.80 | 3.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.37 | 6.40 | ||||||
| P/B LTM | x | 0.97 | 0.97 | ||||||
| P/S LTM | x | 1.97 | 1.69 | ||||||
| P/FCF LTM | x | 8.52 | 0.00 | ||||||
| EV/EBITDA LTM | x | 5.71 | 3.91 | ||||||
| EV/Sales LTM | x | 1.20 | 0.97 | ||||||
| Earnings Yield LTM | % | +15.70% | +15.63% | ||||||
| FCF Yield | % | +11.74% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +15.24% | +23.27% | ||||||
| ROIC | % | +0.99% | +1.44% | ||||||
| Operating margin | % | +19.65% | +27.04% | ||||||
| Gross margin | % | +63.51% | +66.35% | ||||||
| FCF/Sales | % | +14.67% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +1.44% | +32.94% | ||||||
| Sales Growth YoY | % | +9.10% | +27.39% | ||||||
| Net Income Growth YoY | % | +36.43% | +103.23% | ||||||
| FCF Growth | % | -22.59% | -100.00% | ||||||
| Operating Profit Growth | % | +9.46% | +71.29% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.88% | +2.37% | ||||||
| Dividend Growth | % | +14.29% | +22.45% | ||||||
| Payout Ratio | % | +11.97% | +11.95% | ||||||
| FCF/Debt | x | 2.01 | - | ||||||
| Net Debt/EBITDA | x | -0.24 | -0.17 | ||||||
| EBIT/Net interest | x | 0.54 | 0.80 | ||||||
| Net debt/market cap | % | +5.85% | +6.86% | ||||||
| Net debt/Equity | x | -0.04 | 0.00 | ||||||
| Gross debt/equity | x | 0.06 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
JSB Financial Inc. functions as a holding company, established in West Virginia on July 31, 2023. Its primary operations are conducted through its wholly-owned subsidiary, Jefferson Security Bank. This Bank offers a full spectrum of banking services within Jefferson and Berkeley Counties in West Virginia, Washington County in Maryland, and surrounding communities. Jefferson Security Bank, a state-chartered institution in West Virginia, commenced business on May 19, 1869, making it the state's longest continuously operating corporation and bank. It serves a varied client base, including individual customers, businesses, local government entities, community organizations, and aspiring entrepreneurs in its target markets. Furthermore, JSB Financial Inc. holds JSB Financial Services, LLC, a subsidiary that is currently dormant and previously offered financial services.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
JSB Financial Inc. functions as a holding company, established in West Virginia on July 31, 2023. Its primary operations are conducted through its wholly-owned subsidiary, Jefferson Security Bank. This Bank offers a full spectrum of banking services within Jefferson and Berkeley Counties in West Virginia, Washington County in Maryland, and surrounding communities. Jefferson Security Bank, a state-chartered institution in West Virginia, commenced business on May 19, 1869, making it the state's longest continuously operating corporation and bank. It serves a varied client base, including individual customers, businesses, local government entities, community organizations, and aspiring entrepreneurs in its target markets. Furthermore, JSB Financial Inc. holds JSB Financial Services, LLC, a subsidiary that is currently dormant and previously offered financial services.
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