PFS Bancorp, Inc. (PFSB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | - | - | 5 | 5 | 6 | 0 | 1 | - |
| Operating profit | $m | 0 | -0 | ||||||
| Net profit | $m | - | - | 1 | 1 | 1 | 2 | 2 | - |
| EPS reported | $ | 1.09 | 1.12 | ||||||
| Operating cashflow per share | $ | -0.08 | 1.50 | ||||||
| Capex per share | $ | 0.00 | 2.20 | ||||||
| FCF per share | $ | -0.08 | 3.71 | ||||||
| Free cash flow | $m | -0 | 2 | ||||||
| Net debt | $m | -82 | -83 | ||||||
| Book value equity | $m | 39 | 39 | ||||||
| Book value per share | $ | 2.78 | 25.37 | ||||||
| Number of shares | m | 14.05 | 1.55 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.31 | 19.45 | ||||||
| P/B LTM | x | 0.69 | 0.68 | ||||||
| P/S LTM | x | 0.00 | 40.83 | ||||||
| P/FCF LTM | x | -203.86 | 15.76 | ||||||
| EV/EBITDA LTM | x | 0.00 | -335.76 | ||||||
| EV/Sales LTM | x | 0.00 | 18.22 | ||||||
| Earnings Yield LTM | % | +6.99% | +5.14% | ||||||
| FCF Yield | % | -0.49% | +6.35% | ||||||
| Quality | |||||||||
| ROE | % | +4.28% | +4.42% | ||||||
| ROIC | % | 0.00% | +0.03% | ||||||
| Operating margin | % | 0.00% | +4.66% | ||||||
| Gross margin | % | 0.00% | +43.58% | ||||||
| FCF/Sales | % | - | +1042.1% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +91.23% | +96.49% | ||||||
| Sales Growth YoY | % | -100.00% | -88.86% | ||||||
| Net Income Growth YoY | % | +84.64% | +88.18% | ||||||
| FCF Growth | % | - | +48.91% | ||||||
| Operating Profit Growth | % | -100.00% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | 0.00 | -1,006.05 | ||||||
| EBIT/Net interest | x | 0.00 | -3.57 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -2.11 | -2.10 | ||||||
| Gross debt/equity | x | 0.00 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings Bank, a federally chartered mutual savings institution. This entity delivers a broad array of banking and financial solutions to individual consumers and corporate clients across the United States. Its deposit products include various account types such as checking, savings, individual retirement accounts (IRAs), and certificates of deposit (CDs). Additionally, it offers non-interest-bearing demand accounts, NOW savings accounts, money market accounts, and time deposits. Regarding lending, the bank provides diverse credit facilities, encompassing one-to-four family residential mortgages, multi-family and commercial real estate loans, agricultural real estate financing, and construction and land development loans. It further extends commercial and consumer loans, along with home equity loans and lines of credit. Beyond these core services, the company facilitates electronic banking through mobile and online platforms, bill payment features, and electronic funds transfers via Zelle. The institution also allocates capital to securities investments. PFS Bancorp, Inc. was established in 1887 and its main operations are based in Peru, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings Bank, a federally chartered mutual savings institution. This entity delivers a broad array of banking and financial solutions to individual consumers and corporate clients across the United States. Its deposit products include various account types such as checking, savings, individual retirement accounts (IRAs), and certificates of deposit (CDs). Additionally, it offers non-interest-bearing demand accounts, NOW savings accounts, money market accounts, and time deposits. Regarding lending, the bank provides diverse credit facilities, encompassing one-to-four family residential mortgages, multi-family and commercial real estate loans, agricultural real estate financing, and construction and land development loans. It further extends commercial and consumer loans, along with home equity loans and lines of credit. Beyond these core services, the company facilitates electronic banking through mobile and online platforms, bill payment features, and electronic funds transfers via Zelle. The institution also allocates capital to securities investments. PFS Bancorp, Inc. was established in 1887 and its main operations are based in Peru, Illinois.
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