Plumas Bancorp (PLBC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 47 | 55 | 69 | 80 | 62 | 94 | 113 | - |
| Operating profit | $m | 40 | 51 | ||||||
| Net profit | $m | 14 | 21 | 26 | 30 | 29 | 30 | 36 | 38 |
| EPS reported | $ | 4.54 | 5.08 | ||||||
| Operating cashflow per share | $ | 3.35 | 4.75 | ||||||
| Capex per share | $ | 0.20 | 0.20 | ||||||
| FCF per share | $ | 3.15 | 4.55 | ||||||
| Free cash flow | $m | 20 | 32 | ||||||
| Net debt | $m | -350 | -498 | ||||||
| Book value equity | $m | 261 | 272 | ||||||
| Book value per share | $ | 40.06 | 38.50 | ||||||
| Number of shares | m | 6.52 | 7.07 | ||||||
| DPS (TTM paid) | $ | 1.20 | 1.29 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.84 | 12.27 | ||||||
| P/B LTM | x | 1.10 | 1.06 | ||||||
| P/S LTM | x | 3.05 | 2.55 | ||||||
| P/FCF LTM | x | 14.19 | 9.07 | ||||||
| EV/EBITDA LTM | x | 8.37 | 6.49 | ||||||
| EV/Sales LTM | x | 3.28 | 3.12 | ||||||
| Earnings Yield LTM | % | +10.16% | +8.15% | ||||||
| FCF Yield | % | +7.05% | +11.03% | ||||||
| Quality | |||||||||
| ROE | % | +11.34% | +13.72% | ||||||
| ROIC | % | +6.91% | +1.68% | ||||||
| Operating margin | % | +36.58% | +39.03% | ||||||
| Gross margin | % | +80.85% | +81.67% | ||||||
| FCF/Sales | % | +18.73% | +24.27% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -5.42% | +5.83% | ||||||
| Sales Growth YoY | % | +51.65% | +81.24% | ||||||
| Net Income Growth YoY | % | +3.49% | +25.22% | ||||||
| FCF Growth | % | -32.03% | +6.38% | ||||||
| Operating Profit Growth | % | +1.52% | +30.82% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.68% | +2.05% | ||||||
| Dividend Growth | % | +11.11% | +19.44% | ||||||
| Payout Ratio | % | +26.09% | +25.11% | ||||||
| FCF/Debt | x | 0.14 | 0.31 | ||||||
| Net Debt/EBITDA | x | 1.59 | -0.58 | ||||||
| EBIT/Net interest | x | 2.85 | 2.84 | ||||||
| Net debt/market cap | % | +41.30% | +17.13% | ||||||
| Net debt/Equity | x | -1.34 | -1.83 | ||||||
| Gross debt/equity | x | 0.57 | 0.38 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Plumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loans. Beyond its core deposit and lending products, the company extends modern conveniences like remote deposit, telephone and mobile banking, and internet banking complete with bill-pay functionality. Additional services encompass cashier's checks, mail-in banking, automated teller machines (ATMs), night depositories, safe deposit boxes, direct deposit, electronic funds transfers, and other standard banking facilities. As of February 28, 2022, Plumas Bank operated through 14 full-service branches and 3 dedicated lending offices. Incorporated in 1980, Plumas Bancorp maintains its corporate headquarters in Reno, Nevada.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Plumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loans. Beyond its core deposit and lending products, the company extends modern conveniences like remote deposit, telephone and mobile banking, and internet banking complete with bill-pay functionality. Additional services encompass cashier's checks, mail-in banking, automated teller machines (ATMs), night depositories, safe deposit boxes, direct deposit, electronic funds transfers, and other standard banking facilities. As of February 28, 2022, Plumas Bank operated through 14 full-service branches and 3 dedicated lending offices. Incorporated in 1980, Plumas Bancorp maintains its corporate headquarters in Reno, Nevada.
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