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PT Bank Pembangunan Daerah Jawa Timur Tbk, commonly known as Bank Jatim, is an Indonesian financial institution offering a comprehensive array of banking and financial solutions. The bank's product portfolio includes a diverse selection of deposit accounts such as savings, current, fixed, and time deposits, in addition to dedicated Sharia-compliant savings and deposit options. Its lending services are extensive, encompassing personal and productivity loans, property construction financing, investment loans, and working capital facilities (kredit modal Kerja). Bank Jatim also participates in syndicated loans, offers financing for receivables, provides cash collateral credit, and extends specialized loans to local governments and Public Service Area Bureaus. Sharia-based financing alternatives are also available to customers. Beyond core banking, the company facilitates treasury and international trade activities, providing common foreign exchange services, hedging through forward contracts and swaps, bank notes, deposit on call, and related documentation services. Its trade finance offerings feature letters of credit, import tax services, undocumented letter of credit affairs, and bank guarantee forex services, complemented by foreign exchange transactions and remittance capabilities. For customer convenience, Bank Jatim deploys a suite of digital and self-service channels. These include a merchant relationship program, a wide network of conventional and Sharia automated teller machines (ATMs), internet and mobile banking platforms, SMS banking, and virtual accounts. The bank also issues electronic government staff cards, debit cards, and prepaid cards. Supplementary services include safe deposit boxes and various money transfer options. As of December 31, 2021, Bank Jatim maintained a substantial operational footprint across Indonesia. Its network comprised 41 conventional branches, 7 Sharia branches, 162 conventional sub-branches, 10 Sharia sub-branches, 211 conventional cash offices, 2 Sharia cash offices, 248 conventional payment points, 8 Sharia payment points, and 195 Sharia service offices. The self-service infrastructure included 780 conventional ATMs, 25 Sharia ATMs, 51 conventional cash recycling machines, 7 Sharia cash recycling machines, and 97 conventional along with 7 Sharia cash ATM vehicles. Established in 1961, PT Bank Pembangunan Daerah Jawa Timur Tbk is headquartered in Surabaya, Indonesia.

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