Bank of Marin Bancorp (BMRC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 105 | 115 | 138 | 105 | 70 | 135 | 155 | - |
| Operating profit | $m | 52 | 81 | ||||||
| Net profit | $m | 30 | 33 | 47 | 20 | -8 | 43 | 65 | 36 |
| EPS reported | $ | 2.73 | 4.07 | ||||||
| Operating cashflow per share | $ | 2.46 | 2.45 | ||||||
| Capex per share | $ | 0.11 | 0.06 | ||||||
| FCF per share | $ | 2.34 | 2.38 | ||||||
| Free cash flow | $m | 37 | 38 | ||||||
| Net debt | $m | -198 | -1,522 | ||||||
| Book value equity | $m | 395 | 397 | ||||||
| Book value per share | $ | 24.82 | 24.81 | ||||||
| Number of shares | m | 15.9 | 15.99 | ||||||
| DPS (TTM paid) | $ | 1.00 | 1.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.53 | 6.75 | ||||||
| P/B LTM | x | 1.05 | 1.04 | ||||||
| P/S LTM | x | 3.07 | 2.66 | ||||||
| P/FCF LTM | x | 11.10 | 10.88 | ||||||
| EV/EBITDA LTM | x | 4.79 | 3.13 | ||||||
| EV/Sales LTM | x | 1.46 | 0.96 | ||||||
| Earnings Yield LTM | % | +10.49% | +14.81% | ||||||
| FCF Yield | % | +9.01% | +9.19% | ||||||
| Quality | |||||||||
| ROE | % | +11.00% | +15.91% | ||||||
| ROIC | % | +0.94% | +3.52% | ||||||
| Operating margin | % | +29.21% | +40.13% | ||||||
| Gross margin | % | +76.08% | +83.06% | ||||||
| FCF/Sales | % | +21.08% | +18.92% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +92.82% | +122.52% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | +33.80% | +36.48% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.90% | +3.61% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +37.16% | +24.84% | ||||||
| FCF/Debt | x | 0.54 | 1.62 | ||||||
| Net Debt/EBITDA | x | -2.90 | -3.11 | ||||||
| EBIT/Net interest | x | 1.22 | 1.77 | ||||||
| Net debt/market cap | % | +11.79% | +5.23% | ||||||
| Net debt/Equity | x | -0.50 | -3.84 | ||||||
| Gross debt/equity | x | 0.18 | 0.06 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Bank of Marin Bancorp functions as the parent organization for Bank of Marin, a financial institution delivering diverse services. It caters principally to small and mid-sized enterprises, independent professionals, non-profit groups, and private clientele across California. Deposit offerings include both personal and business checking and savings accounts, individual retirement accounts (IRAs), health savings accounts (HSAs), and specialized demand deposit marketplace accounts. Clients can also opt for time certificates of deposit (CDs), Certificate of Deposit Account Registry Service (CDARS), and Insured Cash Sweep (ICS) services. Its lending portfolio spans commercial real estate, commercial and industrial financing, and consumer loans, along with construction funding and home equity lines of credit. Beyond traditional banking, the bank provides business-focused solutions such as merchant and payroll services, comprehensive cash management, credit cards, and robust fraud detection tools. Digital conveniences include mobile and remote deposit capture, Automated Clearing House (ACH) transfers, wire services, and image lockbox functionality. Furthermore, the institution offers extensive wealth management and trust services, encompassing personalized investment portfolio management, financial planning, trust administration, estate settlement, custody services, and 401(k) plan administration. Customers also benefit from accessible ATMs and modern telephone and digital banking platforms. The bank maintains a physical network of twelve branch locations situated throughout Marin, southern Sonoma counties, and regions north of San Francisco, California, complemented by a dedicated loan production office within San Francisco. Founded in 1989, its corporate headquarters are based in Novato, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bank of Marin Bancorp (BMRC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Bank of Marin Bancorp functions as the parent organization for Bank of Marin, a financial institution delivering diverse services. It caters principally to small and mid-sized enterprises, independent professionals, non-profit groups, and private clientele across California. Deposit offerings include both personal and business checking and savings accounts, individual retirement accounts (IRAs), health savings accounts (HSAs), and specialized demand deposit marketplace accounts. Clients can also opt for time certificates of deposit (CDs), Certificate of Deposit Account Registry Service (CDARS), and Insured Cash Sweep (ICS) services. Its lending portfolio spans commercial real estate, commercial and industrial financing, and consumer loans, along with construction funding and home equity lines of credit. Beyond traditional banking, the bank provides business-focused solutions such as merchant and payroll services, comprehensive cash management, credit cards, and robust fraud detection tools. Digital conveniences include mobile and remote deposit capture, Automated Clearing House (ACH) transfers, wire services, and image lockbox functionality. Furthermore, the institution offers extensive wealth management and trust services, encompassing personalized investment portfolio management, financial planning, trust administration, estate settlement, custody services, and 401(k) plan administration. Customers also benefit from accessible ATMs and modern telephone and digital banking platforms. The bank maintains a physical network of twelve branch locations situated throughout Marin, southern Sonoma counties, and regions north of San Francisco, California, complemented by a dedicated loan production office within San Francisco. Founded in 1989, its corporate headquarters are based in Novato, California.
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