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People's United Financial, Inc. (PBCT)
Key financial summary
Financials in USD| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,160 | 1,252 | 1,282 | 1,375 | 1,753 | 1,791 | 1,791 |
| Operating profit | $m | 859 | 859 | |||||
| Net profit | $m | 281 | 337 | 468 | 520 | 220 | 605 | 605 |
| EPS reported | $ | 1.42 | 1.42 | |||||
| Operating cashflow per share | $ | 1.09 | 1.09 | |||||
| Capex per share | $ | 0.00 | 0.00 | |||||
| FCF per share | $ | 1.09 | 1.09 | |||||
| Free cash flow | $m | 465 | 441 | |||||
| Net debt | $m | -15,678 | -15,678 | |||||
| Book value equity | $m | 7,902 | 7,902 | |||||
| Book value per share | $ | 18.57 | 18.57 | |||||
| Number of shares | m | 425.45 | 425.45 | |||||
| DPS (TTM paid) | $ | 0.73 | 0.00 |
Financial summary
Financials in USD| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 12.55 | - | |||||
| P/B LTM | x | 0.96 | 1.05 | |||||
| P/S LTM | x | 4.23 | 4.61 | |||||
| P/FCF LTM | x | 16.30 | 18.73 | |||||
| EV/EBITDA LTM | x | 9.84 | -7.98 | |||||
| EV/Sales LTM | x | 4.66 | -4.14 | |||||
| Earnings Yield LTM | % | 7.97% | 7.33% | |||||
| FCF Yield | % | 6.13% | 5.34% | |||||
| Quality | ||||||||
| ROE | % | 7.66% | 7.80% | |||||
| ROIC | % | 1.06% | 1.06% | |||||
| Operating margin | % | 45.41% | 45.41% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 24.57% | 24.57% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +173.08% | +173.08% | |||||
| Sales Growth YoY | % | +2.12% | +2.12% | |||||
| Net Income Growth YoY | % | +175.46% | +175.46% | |||||
| FCF Growth | % | -41.66% | -41.66% | |||||
| Operating Profit Growth | % | +46.21% | +46.21% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 4.09% | 0.00% | |||||
| Dividend Growth | % | +1.60% | - | |||||
| Payout Ratio | % | 51.24% | 0.00% | |||||
| FCF/Debt | x | 0.30 | 0.28 | |||||
| Net Debt/EBITDA | x | 1.38 | 1.38 | |||||
| EBIT/Net interest | x | 8.41 | 8.41 | |||||
| Net debt/market cap | % | -206.79% | -189.85% | |||||
| Net debt/Equity | x | -1.98 | -1.98 | |||||
| Gross debt/equity | x | 0.20 | 0.20 | |||||
Company overview
People's United Financial, Inc., functioning as the parent entity for People's United Bank, National Association, offered a comprehensive array of financial solutions to a diverse clientele, including individuals, businesses, and government entities. Its commercial offerings encompassed deposit products, commercial real estate financing, specialized banking for middle-market and small businesses, equipment and asset-backed loans, treasury management, and capital markets access. For individual consumers, its portfolio featured residential mortgages, home equity loans, and various personal deposit accounts. Beyond core banking, the company also delivered a full suite of wealth management services, such as investment advisory, brokerage, trust services, life insurance, and financial planning, alongside convenient digital and telephone banking, cash management, and services tailored for municipal clients. By March 2022, the bank maintained a robust presence with approximately 400 retail locations and 562 ATMs across Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. Founded in Bridgeport, Connecticut, in 1842, People's United Financial, Inc. transitioned to a subsidiary of M&T Bank Corporation on April 1, 2022.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
People's United Financial, Inc. (PBCT)
People's United Financial, Inc., functioning as the parent entity for People's United Bank, National Association, offered a comprehensive array of financial solutions to a diverse clientele, including individuals, businesses, and government entities. Its commercial offerings encompassed deposit products, commercial real estate financing, specialized banking for middle-market and small businesses, equipment and asset-backed loans, treasury management, and capital markets access. For individual consumers, its portfolio featured residential mortgages, home equity loans, and various personal deposit accounts. Beyond core banking, the company also delivered a full suite of wealth management services, such as investment advisory, brokerage, trust services, life insurance, and financial planning, alongside convenient digital and telephone banking, cash management, and services tailored for municipal clients. By March 2022, the bank maintained a robust presence with approximately 400 retail locations and 562 ATMs across Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. Founded in Bridgeport, Connecticut, in 1842, People's United Financial, Inc. transitioned to a subsidiary of M&T Bank Corporation on April 1, 2022.
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