Prosperity Bancshares, Inc. (PB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,122 | 1,098 | 1,113 | 1,068 | 1,145 | 1,249 | 1,293 | - |
| Operating profit | $m | 694 | 720 | ||||||
| Net profit | $m | 529 | 519 | 525 | 419 | 479 | 543 | 562 | 550 |
| EPS reported | $ | 5.72 | 5.77 | ||||||
| Operating cashflow per share | $ | 5.81 | 6.16 | ||||||
| Capex per share | $ | 0.34 | 0.19 | ||||||
| FCF per share | $ | 5.47 | 5.97 | ||||||
| Free cash flow | $m | 517 | 602 | ||||||
| Net debt | $m | -10,129 | 641 | ||||||
| Book value equity | $m | 7,616 | 8,289 | ||||||
| Book value per share | $ | 80.57 | 82.24 | ||||||
| Number of shares | m | 94.53 | 100.78 | ||||||
| DPS (TTM paid) | $ | 2.34 | 2.40 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.08 | 11.75 | ||||||
| P/B LTM | x | 0.86 | 0.79 | ||||||
| P/S LTM | x | 5.23 | 5.05 | ||||||
| P/FCF LTM | x | 12.64 | 10.85 | ||||||
| EV/EBITDA LTM | x | 8.17 | 9.24 | ||||||
| EV/Sales LTM | x | 3.99 | 5.62 | ||||||
| Earnings Yield LTM | % | +8.28% | +8.51% | ||||||
| FCF Yield | % | +7.91% | +9.22% | ||||||
| Quality | |||||||||
| ROE | % | +7.13% | +7.08% | ||||||
| ROIC | % | +5.46% | +1.28% | ||||||
| Operating margin | % | +39.90% | +40.49% | ||||||
| Gross margin | % | +71.88% | +72.69% | ||||||
| FCF/Sales | % | +29.74% | +33.84% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +13.27% | +14.26% | ||||||
| Sales Growth YoY | % | +9.11% | +12.95% | ||||||
| Net Income Growth YoY | % | +13.24% | +17.30% | ||||||
| FCF Growth | % | +14.49% | +33.33% | ||||||
| Operating Profit Growth | % | +13.21% | +17.60% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.39% | +3.17% | ||||||
| Dividend Growth | % | +3.54% | +6.19% | ||||||
| Payout Ratio | % | +40.95% | +41.20% | ||||||
| FCF/Debt | x | 0.24 | 0.23 | ||||||
| Net Debt/EBITDA | x | 0.48 | 1.31 | ||||||
| EBIT/Net interest | x | 1.42 | 1.48 | ||||||
| Net debt/market cap | % | +32.93% | +29.60% | ||||||
| Net debt/Equity | x | -1.33 | 0.08 | ||||||
| Gross debt/equity | x | 0.28 | 0.32 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Prosperity Bancshares, Inc. (PB)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.
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