Western Alliance Bancorporation (WAL)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,239 | 1,892 | 2,485 | 2,561 | 3,094 | 3,448 | 3,351 | - |
| Operating profit | $m | 1,207 | 1,233 | ||||||
| Net profit | $m | 507 | 899 | 1,057 | 722 | 788 | 969 | 990 | 945 |
| EPS reported | $ | 8.73 | 8.90 | ||||||
| Operating cashflow per share | $ | -24.62 | -14.12 | ||||||
| Capex per share | $ | 1.05 | 1.11 | ||||||
| FCF per share | $ | -25.67 | -15.23 | ||||||
| Free cash flow | $m | -2,793 | -1,651 | ||||||
| Net debt | $m | -7,641 | -8,574 | ||||||
| Book value equity | $m | 7,653 | 7,842 | ||||||
| Book value per share | $ | 69.89 | 71.75 | ||||||
| Number of shares | m | 109.5 | 109.3 | ||||||
| DPS (TTM paid) | $ | 1.56 | 1.68 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.63 | 8.72 | ||||||
| P/B LTM | x | 1.20 | 1.17 | ||||||
| P/S LTM | x | 2.65 | 2.73 | ||||||
| P/FCF LTM | x | -3.27 | -5.54 | ||||||
| EV/EBITDA LTM | x | 8.99 | 8.78 | ||||||
| EV/Sales LTM | x | 2.28 | 2.00 | ||||||
| Earnings Yield LTM | % | +10.38% | +11.47% | ||||||
| FCF Yield | % | -30.54% | -18.05% | ||||||
| Quality | |||||||||
| ROE | % | +12.66% | +12.99% | ||||||
| ROIC | % | +6.33% | +1.03% | ||||||
| Operating margin | % | +22.88% | +24.01% | ||||||
| Gross margin | % | +61.10% | +56.57% | ||||||
| FCF/Sales | % | -52.94% | -32.15% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +23.13% | +25.53% | ||||||
| Sales Growth YoY | % | +11.43% | +8.30% | ||||||
| Net Income Growth YoY | % | +23.02% | +25.73% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +21.79% | +24.37% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.02% | +2.04% | ||||||
| Dividend Growth | % | +4.70% | +12.75% | ||||||
| Payout Ratio | % | +19.33% | +19.79% | ||||||
| FCF/Debt | x | -0.43 | -0.22 | ||||||
| Net Debt/EBITDA | x | 2.15 | 1.14 | ||||||
| EBIT/Net interest | x | 0.66 | 0.69 | ||||||
| Net debt/market cap | % | +69.40% | +83.28% | ||||||
| Net debt/Equity | x | -1.00 | -1.09 | ||||||
| Gross debt/equity | x | 0.85 | 0.95 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Western Alliance Bancorporation serves as the holding entity for Western Alliance Bank, offering a broad spectrum of banking products and related financial services, with its primary operations centered in Arizona, California, and Nevada. The company structures its business across Commercial, Consumer Related, and Corporate & Other segments. Its deposit offerings include checking, savings, and money market accounts, as well as fixed-rate and fixed-maturity certificates of deposit. Additionally, it delivers treasury management and residential mortgage services. The company's lending activities are diverse, encompassing commercial and industrial loans such as working capital lines of credit, financing for technology companies, inventory and accounts receivable lines, mortgage warehouse facilities, and equipment loans and leases. Western Alliance also provides commercial real estate loans, secured by properties like multi-family residential units, professional offices, industrial sites, retail centers, and hotels. Its construction and land development loans support projects ranging from single and multi-family residential developments to industrial/warehouse facilities, office buildings, retail spaces, medical offices, and residential lot developments. Consumer loan products are also available. Beyond core banking, Western Alliance offers a variety of other financial services, including internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier services, and comprehensive cash management solutions. Furthermore, the company holds various investment securities, municipal and non-profit loans, and leases, and makes strategic investments in low-income housing tax credits and small business investment corporations, alongside real estate loans and related securities. Founded in 1994 and based in Phoenix, Arizona, Western Alliance Bancorporation operates a network of 36 branch locations and several loan production offices.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Western Alliance Bancorporation (WAL)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Western Alliance Bancorporation serves as the holding entity for Western Alliance Bank, offering a broad spectrum of banking products and related financial services, with its primary operations centered in Arizona, California, and Nevada. The company structures its business across Commercial, Consumer Related, and Corporate & Other segments. Its deposit offerings include checking, savings, and money market accounts, as well as fixed-rate and fixed-maturity certificates of deposit. Additionally, it delivers treasury management and residential mortgage services. The company's lending activities are diverse, encompassing commercial and industrial loans such as working capital lines of credit, financing for technology companies, inventory and accounts receivable lines, mortgage warehouse facilities, and equipment loans and leases. Western Alliance also provides commercial real estate loans, secured by properties like multi-family residential units, professional offices, industrial sites, retail centers, and hotels. Its construction and land development loans support projects ranging from single and multi-family residential developments to industrial/warehouse facilities, office buildings, retail spaces, medical offices, and residential lot developments. Consumer loan products are also available. Beyond core banking, Western Alliance offers a variety of other financial services, including internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier services, and comprehensive cash management solutions. Furthermore, the company holds various investment securities, municipal and non-profit loans, and leases, and makes strategic investments in low-income housing tax credits and small business investment corporations, alongside real estate loans and related securities. Founded in 1994 and based in Phoenix, Arizona, Western Alliance Bancorporation operates a network of 36 branch locations and several loan production offices.
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