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MidWestOne Financial Group, Inc. (MOFG)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||
|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 175 | 192 | 199 | 214 | 163 | 69 |
| Operating profit | $m | -84 | |||||
| Net profit | $m | 44 | 7 | 69 | 61 | 21 | -60 |
| EPS reported | $ | -3.54 | |||||
| Operating cashflow per share | $ | 3.71 | |||||
| Capex per share | $ | 0.14 | |||||
| FCF per share | $ | 3.57 | |||||
| Free cash flow | $m | 61 | |||||
| Net debt | $m | -1,417 | |||||
| Book value equity | $m | 560 | |||||
| Book value per share | $ | 32.87 | |||||
| Number of shares | m | 17.03 | |||||
| DPS (TTM paid) | $ | 0.97 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||
|---|---|---|---|---|---|---|---|
| Value | |||||||
| P/E TTM | x | - | |||||
| P/B LTM | x | 0.89 | |||||
| P/S LTM | x | 7.16 | |||||
| P/FCF LTM | x | 8.16 | |||||
| EV/EBITDA LTM | x | -5.34 | |||||
| EV/Sales LTM | x | 1.98 | |||||
| Earnings Yield LTM | % | -12.16% | |||||
| FCF Yield | % | 12.26% | |||||
| Quality | |||||||
| ROE | % | -10.77% | |||||
| ROIC | % | -7.95% | |||||
| Operating margin | % | -40.77% | |||||
| Gross margin | % | 29.37% | |||||
| FCF/Sales | % | 29.50% | |||||
| Growth and momentum | |||||||
| EPS Growth YoY | % | - | |||||
| Sales Growth YoY | % | -57.38% | |||||
| Net Income Growth YoY | % | - | |||||
| FCF Growth | % | +3.87% | |||||
| Operating Profit Growth | % | - | |||||
| Dividend and capital structure | |||||||
| Dividend Yield | % | 3.33% | |||||
| Dividend Growth | % | 0.00% | |||||
| Payout Ratio | % | -27.38% | |||||
| FCF/Debt | x | 0.52 | |||||
| Net Debt/EBITDA | x | 1.16 | |||||
| EBIT/Net interest | x | -0.61 | |||||
| Net debt/market cap | % | -285.77% | |||||
| Net debt/Equity | x | -2.53 | |||||
| Gross debt/equity | x | 0.21 | |||||
Company overview
MidWestOne Financial Group, Inc. (MOFG) operates as a bank holding company for MidWestOne Bank, providing a comprehensive range of commercial and retail banking products and services. These offerings cater to a diverse client base, including individuals, businesses, governmental units, and institutional customers. The company's deposit options encompass various account types such as non-interest-bearing and interest-bearing demand deposit accounts, interest checking, savings, money market accounts, certificates of deposit, and time deposits. Its lending solutions are extensive, covering commercial and industrial loans, financing for commercial and residential real estate, agricultural loans, credit card services, and consumer loans like secured and unsecured personal loans, as well as automobile loans. In addition to traditional banking, MOFG delivers a robust suite of trust and investment services. These include administering estates, personal trusts, and conservatorships, alongside property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services. Investment-related offerings further extend to securities trading, mutual fund sales, fixed and variable annuities, and both tax-exempt and conventional unit trusts. Customers also benefit from other convenient services such as treasury management, debit cards, automated teller machines (ATMs), online and mobile banking platforms, and safe deposit boxes. MidWestOne Financial Group, Inc. primarily delivers its services through a network of 56 banking offices situated in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. The company was incorporated in 1983 and is headquartered in Iowa City, Iowa.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
MidWestOne Financial Group, Inc. (MOFG)
MidWestOne Financial Group, Inc. (MOFG) operates as a bank holding company for MidWestOne Bank, providing a comprehensive range of commercial and retail banking products and services. These offerings cater to a diverse client base, including individuals, businesses, governmental units, and institutional customers. The company's deposit options encompass various account types such as non-interest-bearing and interest-bearing demand deposit accounts, interest checking, savings, money market accounts, certificates of deposit, and time deposits. Its lending solutions are extensive, covering commercial and industrial loans, financing for commercial and residential real estate, agricultural loans, credit card services, and consumer loans like secured and unsecured personal loans, as well as automobile loans. In addition to traditional banking, MOFG delivers a robust suite of trust and investment services. These include administering estates, personal trusts, and conservatorships, alongside property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services. Investment-related offerings further extend to securities trading, mutual fund sales, fixed and variable annuities, and both tax-exempt and conventional unit trusts. Customers also benefit from other convenient services such as treasury management, debit cards, automated teller machines (ATMs), online and mobile banking platforms, and safe deposit boxes. MidWestOne Financial Group, Inc. primarily delivers its services through a network of 56 banking offices situated in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. The company was incorporated in 1983 and is headquartered in Iowa City, Iowa.
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