OceanFirst Financial Corp. (OCFC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 367 | 352 | 432 | 399 | 380 | 373 | 399 | - |
| Operating profit | $m | 93 | 64 | ||||||
| Net profit | $m | 63 | 110 | 147 | 104 | 100 | 71 | 48 | 102 |
| EPS reported | $ | 1.17 | 0.85 | ||||||
| Operating cashflow per share | $ | 1.52 | 1.73 | ||||||
| Capex per share | $ | 0.13 | 0.13 | ||||||
| FCF per share | $ | 1.38 | 1.60 | ||||||
| Free cash flow | $m | 80 | 113 | ||||||
| Net debt | $m | 267 | -55 | ||||||
| Book value equity | $m | 1,663 | 2,411 | ||||||
| Book value per share | $ | 28.95 | 34.33 | ||||||
| Number of shares | m | 57.43 | 70.24 | ||||||
| DPS (TTM paid) | $ | 0.80 | 0.80 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 15.34 | 19.74 | ||||||
| P/B LTM | x | 0.62 | 0.43 | ||||||
| P/S LTM | x | 2.76 | 2.59 | ||||||
| P/FCF LTM | x | 12.96 | 9.15 | ||||||
| EV/EBITDA LTM | x | 27.13 | 32.62 | ||||||
| EV/Sales LTM | x | 3.86 | 4.53 | ||||||
| Earnings Yield LTM | % | +6.52% | +5.07% | ||||||
| FCF Yield | % | +7.71% | +10.93% | ||||||
| Quality | |||||||||
| ROE | % | +4.27% | +2.59% | ||||||
| ROIC | % | +1.97% | +0.21% | ||||||
| Operating margin | % | +14.11% | +9.04% | ||||||
| Gross margin | % | +54.48% | +54.86% | ||||||
| FCF/Sales | % | +12.13% | +15.93% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -29.09% | -48.48% | ||||||
| Sales Growth YoY | % | -1.70% | +4.94% | ||||||
| Net Income Growth YoY | % | -29.07% | -52.13% | ||||||
| FCF Growth | % | -6.10% | +33.07% | ||||||
| Operating Profit Growth | % | -29.19% | -51.09% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.68% | +4.05% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +71.81% | +89.80% | ||||||
| FCF/Debt | x | 0.05 | 0.05 | ||||||
| Net Debt/EBITDA | x | 16.08 | 25.95 | ||||||
| EBIT/Net interest | x | 0.33 | 0.21 | ||||||
| Net debt/market cap | % | +1.58% | +1.92% | ||||||
| Net debt/Equity | x | 0.16 | -0.02 | ||||||
| Gross debt/equity | x | 0.98 | 0.95 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
OceanFirst Financial Corp. (OCFC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
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