Esquire Financial Holdings, Inc. (ESQ)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 52 | 65 | 84 | 114 | 125 | 147 | 160 | - |
| Operating profit | $m | 69 | 73 | ||||||
| Net profit | $m | 13 | 18 | 29 | 41 | 44 | 51 | 53 | 60 |
| EPS reported | $ | 5.88 | 6.06 | ||||||
| Operating cashflow per share | $ | 6.87 | 8.18 | ||||||
| Capex per share | $ | 0.36 | 0.89 | ||||||
| FCF per share | $ | 6.51 | 7.29 | ||||||
| Free cash flow | $m | 57 | 60 | ||||||
| Net debt | $m | -481 | -542 | ||||||
| Book value equity | $m | 290 | 314 | ||||||
| Book value per share | $ | 33.25 | 36.02 | ||||||
| Number of shares | m | 8.71 | 8.71 | ||||||
| DPS (TTM paid) | $ | 0.70 | 0.78 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 17.36 | 19.75 | ||||||
| P/B LTM | x | 3.07 | 2.83 | ||||||
| P/S LTM | x | 6.07 | 5.57 | ||||||
| P/FCF LTM | x | 15.68 | 14.77 | ||||||
| EV/EBITDA LTM | x | 9.20 | 8.49 | ||||||
| EV/Sales LTM | x | 3.99 | 4.80 | ||||||
| Earnings Yield LTM | % | +5.76% | +5.06% | ||||||
| FCF Yield | % | +6.38% | +6.77% | ||||||
| Quality | |||||||||
| ROE | % | +17.56% | +17.82% | ||||||
| ROIC | % | +10.91% | +16.58% | ||||||
| Operating margin | % | +41.65% | +40.57% | ||||||
| Gross margin | % | +84.98% | +86.11% | ||||||
| FCF/Sales | % | +34.46% | +33.47% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.40% | +17.90% | ||||||
| Sales Growth YoY | % | +17.41% | +27.83% | ||||||
| Net Income Growth YoY | % | +16.48% | +20.82% | ||||||
| FCF Growth | % | +45.10% | +54.12% | ||||||
| Operating Profit Growth | % | +15.58% | +23.12% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.66% | +0.61% | ||||||
| Dividend Growth | % | +16.67% | +29.17% | ||||||
| Payout Ratio | % | +11.44% | +12.12% | ||||||
| FCF/Debt | x | 21.46 | - | ||||||
| Net Debt/EBITDA | x | -3.27 | -3.14 | ||||||
| EBIT/Net interest | x | 3.82 | 3.59 | ||||||
| Net debt/market cap | % | +0.11% | 0.00% | ||||||
| Net debt/Equity | x | -1.66 | -1.73 | ||||||
| Gross debt/equity | x | 0.01 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Esquire Financial Holdings, Inc. (ESQ)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free