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Mars Bancorp, Inc. (MNBP)
Key financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 11 | 11 | 11 | 13 | 14 | 15 | 11 |
| Operating profit | $m | 2 | 1 | |||||
| Net profit | $m | 1 | 2 | 2 | 2 | 2 | 2 | 1 |
| EPS reported | $ | 1.15 | 0.50 | |||||
| Operating cashflow per share | $ | 1.91 | 1.91 | |||||
| Capex per share | $ | 0.13 | 0.13 | |||||
| FCF per share | $ | 1.78 | 1.78 | |||||
| Free cash flow | $m | 3 | 0 | |||||
| Net debt | $m | -165 | 0 | |||||
| Book value equity | $m | 24 | 23 | |||||
| Book value per share | $ | 15.19 | 15.38 | |||||
| Number of shares | m | 1.6 | 1.48 | |||||
| DPS (TTM paid) | $ | 0.64 | 0.00 |
Financial summary
Financials in USD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 10.04 | - | |||||
| P/B LTM | x | 0.76 | 1.40 | |||||
| P/S LTM | x | 1.27 | 2.97 | |||||
| P/FCF LTM | x | 6.48 | 11.16 | |||||
| EV/EBITDA LTM | x | 0.00 | 24.24 | |||||
| EV/Sales LTM | x | -0.05 | 2.97 | |||||
| Earnings Yield LTM | % | 9.96% | 5.77% | |||||
| FCF Yield | % | 15.44% | 0.00% | |||||
| Quality | ||||||||
| ROE | % | 7.56% | 5.83% | |||||
| ROIC | % | 0.57% | 0.57% | |||||
| Operating margin | % | 13.59% | 13.59% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 18.68% | 18.68% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -12.88% | -48.98% | |||||
| Sales Growth YoY | % | +4.54% | -24.47% | |||||
| Net Income Growth YoY | % | -13.02% | -47.93% | |||||
| FCF Growth | % | +451.09% | - | |||||
| Operating Profit Growth | % | -14.22% | -51.78% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 5.54% | 0.00% | |||||
| Dividend Growth | % | +0.79% | - | |||||
| Payout Ratio | % | 55.70% | 0.00% | |||||
| FCF/Debt | x | 0.53 | - | |||||
| Net Debt/EBITDA | x | 0.00 | 0.00 | |||||
| EBIT/Net interest | x | 2.86 | 2.86 | |||||
| Net debt/market cap | % | -892.40% | 0.00% | |||||
| Net debt/Equity | x | -6.78 | 0.00 | |||||
| Gross debt/equity | x | 0.22 | 0.00 | |||||
Company overview
Mars Bancorp, Inc., operating via its subsidiaries, is a financial services provider delivering banking products to both individual customers and businesses throughout Pennsylvania. Its diverse array of deposit offerings encompasses checking accounts, statement and passbook savings, NOW accounts, money market accounts, and certificates of deposit (CDs). Beyond deposits, the company provides a broad spectrum of lending solutions. These include residential mortgages, mortgage refinancing options, and commercial mortgages tailored for properties used by businesses themselves or for income-generating commercial and residential real estate. For commercial clients, Mars Bancorp extends commercial and industrial (C&I) loans to fund business operations, small business loans, and flexible commercial lines of credit, alongside letters of credit. Individual customers can also access auto loans, personal loans, and home equity loans. The institution additionally issues credit cards and facilitates investment securities. Its comprehensive commercial banking suite further encompasses treasury management, merchant services, and public/municipal financing. Complementing these core offerings are real estate settlement services and title insurance products. For enhanced operational efficiency, clients can utilize services like remote deposit capture, wire transfers, automated clearing house (ACH), positive pay, and line of credit sweep services. Modern digital convenience is ensured through online and mobile banking platforms. The company maintains a physical presence with six branch offices strategically located within Allegheny, Butler, and Mercer counties, all situated in Western Pennsylvania. Founded in 1900, Mars Bancorp, Inc. is headquartered in Mars, Pennsylvania. The institution underwent a name change from Mars National Bancorp, Inc. to its current designation in June 2017.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Mars Bancorp, Inc. (MNBP)
Mars Bancorp, Inc., operating via its subsidiaries, is a financial services provider delivering banking products to both individual customers and businesses throughout Pennsylvania. Its diverse array of deposit offerings encompasses checking accounts, statement and passbook savings, NOW accounts, money market accounts, and certificates of deposit (CDs). Beyond deposits, the company provides a broad spectrum of lending solutions. These include residential mortgages, mortgage refinancing options, and commercial mortgages tailored for properties used by businesses themselves or for income-generating commercial and residential real estate. For commercial clients, Mars Bancorp extends commercial and industrial (C&I) loans to fund business operations, small business loans, and flexible commercial lines of credit, alongside letters of credit. Individual customers can also access auto loans, personal loans, and home equity loans. The institution additionally issues credit cards and facilitates investment securities. Its comprehensive commercial banking suite further encompasses treasury management, merchant services, and public/municipal financing. Complementing these core offerings are real estate settlement services and title insurance products. For enhanced operational efficiency, clients can utilize services like remote deposit capture, wire transfers, automated clearing house (ACH), positive pay, and line of credit sweep services. Modern digital convenience is ensured through online and mobile banking platforms. The company maintains a physical presence with six branch offices strategically located within Allegheny, Butler, and Mercer counties, all situated in Western Pennsylvania. Founded in 1900, Mars Bancorp, Inc. is headquartered in Mars, Pennsylvania. The institution underwent a name change from Mars National Bancorp, Inc. to its current designation in June 2017.
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