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Stock profile

Mifflinburg Bancorp, Inc. (MIFF)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: OTC

Delisted · last close 8 Sep 2025

Current price
25.85 USD0.00%
Last close 8 Sep 2025
Benchmarks

Key financial summary

Financials in USD
201920202021202220232024TTM
Total net revenue$m151718188921
Operating profit$m76
Net profit$m5566444
EPS reported$2.402.18
Operating cashflow per share$3.021.90
Capex per share$0.100.02
FCF per share$2.911.87
Free cash flow$m53
Net debt$m256
Book value equity$m5657
Book value per share$29.8930.73
Number of sharesm1.871.86
DPS (TTM paid)$1.471.51

Financial summary

Financials in USD
201920202021202220232024TTM
Value
P/E TTMx10.42-
P/B LTMx0.830.85
P/S LTMx5.282.30
P/FCF LTMx8.5813.87
EV/EBITDA LTMx12.1815.08
EV/Sales LTMx3.832.56
Earnings Yield LTM%9.60%7.50%
FCF Yield%11.66%7.21%
Quality
ROE%8.01%6.28%
ROIC%1.38%0.68%
Operating margin%35.36%39.57%
Gross margin%100.00%80.32%
FCF/Sales%29.05%26.21%
Growth and momentum
EPS Growth YoY%+7.14%-7.63%
Sales Growth YoY%+4.52%-7.75%
Net Income Growth YoY%+7.90%-7.81%
FCF Growth%-2.69%-
Operating Profit Growth%-3.10%+6.09%
Dividend and capital structure
Dividend Yield%5.80%5.84%
Dividend Growth%+2.80%+2.72%
Payout Ratio%60.14%60.14%
FCF/Debtx0.130.63
Net Debt/EBITDAx4.25-6.04
EBIT/Net interestx0.670.00
Net debt/market cap%53.56%11.38%
Net debt/Equityx0.450.10
Gross debt/equityx0.770.10

Company overview

Mifflinburg Bancorp, Inc. functions as the holding company for Mifflinburg Bank and Trust Company, offering a comprehensive suite of commercial banking products and services. Its financial offerings include essential banking services like checking and savings accounts, along with certificates of deposit. Lending options are extensive, covering home mortgages, personal loans, auto financing, medical/professional practice loans, agricultural loans, and support for non-profit organizations. Beyond core banking, the company provides various ancillary services such as lines of credit, overdraft facilities, and credit cards. Business clients benefit from merchant card processing, lockbox services, and remote deposit capture, while general services extend to CD file storage, secure safe and night deposit boxes, automated transfers, notary services, stop payment orders, and wire transfers. For investment needs, clients can access retirement planning, college savings strategies, life insurance products, brokerage services, and in-depth investment analysis. Modern convenience is assured through its online and mobile banking platforms. With a physical footprint of 8 branches and 15 ATMs, Mifflinburg Bancorp, Inc. has served its community since its establishment in 1872, operating from its base in Mifflinburg, Pennsylvania.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 8 Sep 2025

Mifflinburg Bancorp, Inc. (MIFF)

MIFF · OTC · Financial Services
25.85 USD0.00%
Benchmarks
Financialsin USD
20232024TTM
About

Mifflinburg Bancorp, Inc. functions as the holding company for Mifflinburg Bank and Trust Company, offering a comprehensive suite of commercial banking products and services. Its financial offerings include essential banking services like checking and savings accounts, along with certificates of deposit. Lending options are extensive, covering home mortgages, personal loans, auto financing, medical/professional practice loans, agricultural loans, and support for non-profit organizations. Beyond core banking, the company provides various ancillary services such as lines of credit, overdraft facilities, and credit cards. Business clients benefit from merchant card processing, lockbox services, and remote deposit capture, while general services extend to CD file storage, secure safe and night deposit boxes, automated transfers, notary services, stop payment orders, and wire transfers. For investment needs, clients can access retirement planning, college savings strategies, life insurance products, brokerage services, and in-depth investment analysis. Modern convenience is assured through its online and mobile banking platforms. With a physical footprint of 8 branches and 15 ATMs, Mifflinburg Bancorp, Inc. has served its community since its establishment in 1872, operating from its base in Mifflinburg, Pennsylvania.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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