Lakeland Bancorp, Inc. serves as the parent company for Lakeland Bank, offering a comprehensive array of financial products and services tailored for individual customers and small to medium-sized businesses. The bank provides diverse commercial banking solutions, including various deposit options such as demand deposits, savings accounts, money market accounts, and time deposits. Its lending portfolio for businesses is extensive, covering commercial real estate loans, industrial and commercial financing, short and medium-term credit, lines of credit, letters of credit, and specialized funding like inventory and accounts receivable financing, real estate construction loans, and Small Business Administration (SBA) loans, alongside merchant credit card services. Digital conveniences, including online and mobile banking, wire transfers, and cash management tools such as remote deposit capture and overnight sweep repurchase agreements, are also available. For consumers, Lakeland Bank offers a variety of checking (including interest-bearing) and savings accounts, money market accounts, and certificates of deposit. Individuals can access secured and unsecured personal loans, installment loans, and mortgage financing, in addition to online banking and safe deposit box services. Beyond core banking, the company extends its services to include investment advisory for both individual and business clients, as well as securities brokerage, which features mutual funds and variable annuities. Lakeland Bancorp also provides commercial title insurance and life insurance products. As of December 31, 2021, the company's network included 48 branch offices situated across Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey, with an additional branch in Highland Mills, New York. Furthermore, it operated six commercial lending centers in New Jersey (Bernardsville, Iselin, Jackson, Montville, Teaneck, and Waldwick) and one New York commercial lending center dedicated to the Hudson Valley region. The institution was incorporated in 1969 and is headquartered in Oak Ridge, New Jersey.