AGI Inc (AGBK)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in BRL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | BRL m | - | - | 2,237 | 3,080 | 4,468 | 6,466 | 6,418 | - |
| Operating profit | BRL m | 1,337 | 789 | ||||||
| Net profit | BRL m | - | - | 169 | 422 | 791 | 1,038 | 812 | 188 |
| EPS reported | BRL | 6.49 | 4.13 | ||||||
| Operating cashflow per share | BRL | -2.56 | -6.93 | ||||||
| Capex per share | BRL | 1.02 | 1.61 | ||||||
| FCF per share | BRL | -3.58 | -8.54 | ||||||
| Free cash flow | BRL m | -572 | -1,222 | ||||||
| Net debt | BRL m | 3,567 | 5,158 | ||||||
| Book value equity | BRL m | 3,277 | 4,799 | ||||||
| Book value per share | BRL | 20.49 | 33.55 | ||||||
| Number of shares | m | 159.93 | 143.05 | ||||||
| DPS (TTM paid) | BRL | 0.00 | 0.73 |
Financial summary
Financials in BRL| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 7.83 | 5.35 | ||||||
| P/S LTM | x | 3.97 | 4.00 | ||||||
| P/FCF LTM | x | -44.85 | -20.99 | ||||||
| EV/EBITDA LTM | x | 19.15 | 29.26 | ||||||
| EV/Sales LTM | x | 2.76 | 0.92 | ||||||
| Earnings Yield LTM | % | +11.02% | +16.41% | ||||||
| FCF Yield | % | -2.23% | -4.76% | ||||||
| Quality | |||||||||
| ROE | % | +31.67% | +20.53% | ||||||
| ROIC | % | +4.00% | +2.49% | ||||||
| Operating margin | % | +12.50% | +6.62% | ||||||
| Gross margin | % | +44.56% | +36.64% | ||||||
| FCF/Sales | % | -5.35% | -10.25% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +50.58% | -4.18% | ||||||
| Sales Growth YoY | % | +44.71% | +43.63% | ||||||
| Net Income Growth YoY | % | +31.20% | +2.64% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +28.42% | -24.19% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | -100.00% | -76.29% | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | -0.12 | -0.19 | ||||||
| Net Debt/EBITDA | x | 2.48 | 5.36 | ||||||
| EBIT/Net interest | x | 0.32 | 0.14 | ||||||
| Net debt/market cap | % | +18.23% | +40.15% | ||||||
| Net debt/Equity | x | 1.09 | 1.07 | ||||||
| Gross debt/equity | x | 1.50 | 1.31 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
AGI Inc. stands as a leading provider of innovative, technology-centric financial solutions operating across Brazil. The company primarily facilitates social security and severance benefits, along with public and private sector payroll management, often structured around secure lending instruments. These core offerings are enhanced by a comprehensive suite of complementary banking, credit, and insurance products. Delivering its services through a robust digital infrastructure, AGI Inc. utilizes sophisticated cloud-based platforms, intelligent AI-driven automation, and intuitive mobile applications. The firm was founded in 1999 and maintains its corporate headquarters in Campinas, Brazil.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
AGI Inc. stands as a leading provider of innovative, technology-centric financial solutions operating across Brazil. The company primarily facilitates social security and severance benefits, along with public and private sector payroll management, often structured around secure lending instruments. These core offerings are enhanced by a comprehensive suite of complementary banking, credit, and insurance products. Delivering its services through a robust digital infrastructure, AGI Inc. utilizes sophisticated cloud-based platforms, intelligent AI-driven automation, and intuitive mobile applications. The firm was founded in 1999 and maintains its corporate headquarters in Campinas, Brazil.
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