First Financial Corporation (THFF)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 189 | 185 | 212 | 210 | 218 | 251 | 254 | - |
| Operating profit | $m | 99 | 94 | ||||||
| Net profit | $m | 54 | 53 | 71 | 61 | 47 | 79 | 85 | 92 |
| EPS reported | $ | 6.68 | 7.14 | ||||||
| Operating cashflow per share | $ | 7.63 | 8.18 | ||||||
| Capex per share | $ | 0.34 | 0.12 | ||||||
| FCF per share | $ | 7.29 | 8.06 | ||||||
| Free cash flow | $m | 86 | 96 | ||||||
| Net debt | $m | -345 | -663 | ||||||
| Book value equity | $m | 651 | 676 | ||||||
| Book value per share | $ | 54.91 | 56.83 | ||||||
| Number of shares | m | 11.85 | 11.89 | ||||||
| DPS (TTM paid) | $ | 2.04 | 2.75 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.04 | 10.50 | ||||||
| P/B LTM | x | 1.10 | 1.06 | ||||||
| P/S LTM | x | 2.86 | 2.82 | ||||||
| P/FCF LTM | x | 8.29 | 7.47 | ||||||
| EV/EBITDA LTM | x | 9.83 | 10.65 | ||||||
| EV/Sales LTM | x | 3.27 | 4.43 | ||||||
| Earnings Yield LTM | % | +11.06% | +9.52% | ||||||
| FCF Yield | % | +12.07% | +13.38% | ||||||
| Quality | |||||||||
| ROE | % | +12.17% | +13.02% | ||||||
| ROIC | % | +6.57% | +5.06% | ||||||
| Operating margin | % | +30.44% | +28.51% | ||||||
| Gross margin | % | +77.68% | +78.35% | ||||||
| FCF/Sales | % | +26.47% | +28.94% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +67.00% | +78.50% | ||||||
| Sales Growth YoY | % | +15.10% | +16.60% | ||||||
| Net Income Growth YoY | % | +67.55% | +79.30% | ||||||
| FCF Growth | % | +59.28% | +76.62% | ||||||
| Operating Profit Growth | % | +73.84% | +65.16% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.37% | +2.71% | ||||||
| Dividend Growth | % | +51.11% | +103.70% | ||||||
| Payout Ratio | % | +30.52% | +29.97% | ||||||
| FCF/Debt | x | 0.18 | 0.16 | ||||||
| Net Debt/EBITDA | x | 3.23 | 5.04 | ||||||
| EBIT/Net interest | x | 1.31 | 1.22 | ||||||
| Net debt/market cap | % | +67.12% | +62.57% | ||||||
| Net debt/Equity | x | -0.53 | -0.98 | ||||||
| Gross debt/equity | x | 0.74 | 0.89 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Financial Corporation (THFF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free