HomeTrust Bancshares, Inc. (HTB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 144 | 150 | 186 | 201 | 202 | 213 | 216 | - |
| Operating profit | $m | 81 | 81 | ||||||
| Net profit | $m | 16 | 36 | 45 | 50 | 55 | 64 | 65 | 64 |
| EPS reported | $ | 3.72 | 3.81 | ||||||
| Operating cashflow per share | $ | 2.91 | 6.02 | ||||||
| Capex per share | $ | 0.40 | 0.24 | ||||||
| FCF per share | $ | 2.52 | 5.77 | ||||||
| Free cash flow | $m | 43 | 95 | ||||||
| Net debt | $m | -470 | -243 | ||||||
| Book value equity | $m | 601 | 601 | ||||||
| Book value per share | $ | 35.11 | 36.25 | ||||||
| Number of shares | m | 17.11 | 16.57 | ||||||
| DPS (TTM paid) | $ | 0.49 | 0.56 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.54 | 11.94 | ||||||
| P/B LTM | x | 1.21 | 1.21 | ||||||
| P/S LTM | x | 3.42 | 3.38 | ||||||
| P/FCF LTM | x | 17.05 | 7.68 | ||||||
| EV/EBITDA LTM | x | 4.30 | 3.49 | ||||||
| EV/Sales LTM | x | 1.35 | 2.58 | ||||||
| Earnings Yield LTM | % | +8.67% | +8.38% | ||||||
| FCF Yield | % | +5.86% | +13.02% | ||||||
| Quality | |||||||||
| ROE | % | +10.72% | +10.88% | ||||||
| ROIC | % | +7.70% | +7.80% | ||||||
| Operating margin | % | +27.68% | +28.25% | ||||||
| Gross margin | % | +70.48% | +73.00% | ||||||
| FCF/Sales | % | +14.63% | +32.99% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +16.25% | +19.06% | ||||||
| Sales Growth YoY | % | +5.41% | +6.64% | ||||||
| Net Income Growth YoY | % | +17.44% | +18.63% | ||||||
| FCF Growth | % | +51.52% | +236.41% | ||||||
| Operating Profit Growth | % | +15.80% | +16.33% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.15% | +1.12% | ||||||
| Dividend Growth | % | +8.89% | +24.44% | ||||||
| Payout Ratio | % | +13.17% | +13.86% | ||||||
| FCF/Debt | x | 4.19 | 0.54 | ||||||
| Net Debt/EBITDA | x | -3.62 | -0.86 | ||||||
| EBIT/Net interest | x | 1.02 | 1.12 | ||||||
| Net debt/market cap | % | +1.40% | +20.83% | ||||||
| Net debt/Equity | x | -0.78 | -0.41 | ||||||
| Gross debt/equity | x | 0.02 | 0.29 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
HomeTrust Bancshares, Inc. serves as the holding company for HomeTrust Bank, providing a comprehensive array of retail and commercial banking products and services. Its deposit offerings include savings, money market, and demand accounts, along with certificates of deposit, catering to individuals, businesses, and nonprofit organizations. The company's lending activities encompass various retail consumer loans, such as financing for one-to-four-family real estate, home equity lines of credit, construction and land/lot acquisition, indirect auto loans, and general consumer credit. For commercial clients, it offers loans for commercial real estate, construction and development, and industrial purposes. Additionally, the company provides specialized financial services like Small Business Administration loans, equipment finance leases, indirect automobile loans, and municipal leases, alongside cash management and online/mobile banking capabilities. As of June 30, 2021, HomeTrust Bancshares, Inc. managed 41 branches spread across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. The company was established in 1926 and maintains its principal office in Asheville, North Carolina.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
HomeTrust Bancshares, Inc. (HTB)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
HomeTrust Bancshares, Inc. serves as the holding company for HomeTrust Bank, providing a comprehensive array of retail and commercial banking products and services. Its deposit offerings include savings, money market, and demand accounts, along with certificates of deposit, catering to individuals, businesses, and nonprofit organizations. The company's lending activities encompass various retail consumer loans, such as financing for one-to-four-family real estate, home equity lines of credit, construction and land/lot acquisition, indirect auto loans, and general consumer credit. For commercial clients, it offers loans for commercial real estate, construction and development, and industrial purposes. Additionally, the company provides specialized financial services like Small Business Administration loans, equipment finance leases, indirect automobile loans, and municipal leases, alongside cash management and online/mobile banking capabilities. As of June 30, 2021, HomeTrust Bancshares, Inc. managed 41 branches spread across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. The company was established in 1926 and maintains its principal office in Asheville, North Carolina.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free