Shore Bancshares, Inc. (SHBI)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 63 | 78 | 124 | 160 | 202 | 225 | 236 | - |
| Operating profit | $m | 79 | 88 | ||||||
| Net profit | $m | 16 | 15 | 31 | 11 | 44 | 60 | 66 | 72 |
| EPS reported | $ | 1.78 | 1.98 | ||||||
| Operating cashflow per share | $ | 1.87 | 2.69 | ||||||
| Capex per share | $ | 0.09 | 0.09 | ||||||
| FCF per share | $ | 1.77 | 2.61 | ||||||
| Free cash flow | $m | 59 | 87 | ||||||
| Net debt | $m | 50 | -846 | ||||||
| Book value equity | $m | 590 | 616 | ||||||
| Book value per share | $ | 17.66 | 18.41 | ||||||
| Number of shares | m | 33.41 | 33.46 | ||||||
| DPS (TTM paid) | $ | 0.48 | 0.52 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.93 | 11.52 | ||||||
| P/B LTM | x | 1.00 | 0.96 | ||||||
| P/S LTM | x | 2.62 | 2.50 | ||||||
| P/FCF LTM | x | 9.97 | 6.77 | ||||||
| EV/EBITDA LTM | x | 8.27 | 6.39 | ||||||
| EV/Sales LTM | x | 1.90 | 1.86 | ||||||
| Earnings Yield LTM | % | +10.07% | +8.68% | ||||||
| FCF Yield | % | +10.03% | +14.77% | ||||||
| Quality | |||||||||
| ROE | % | +10.09% | +11.10% | ||||||
| ROIC | % | +21.09% | +8.81% | ||||||
| Operating margin | % | +22.95% | +25.31% | ||||||
| Gross margin | % | +63.23% | +66.51% | ||||||
| FCF/Sales | % | +17.28% | +25.19% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +34.85% | +50.00% | ||||||
| Sales Growth YoY | % | +11.59% | +17.11% | ||||||
| Net Income Growth YoY | % | +35.58% | +50.81% | ||||||
| FCF Growth | % | +42.15% | +109.24% | ||||||
| Operating Profit Growth | % | +33.99% | +49.24% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.73% | +2.09% | ||||||
| Dividend Growth | % | 0.00% | +8.33% | ||||||
| Payout Ratio | % | +27.06% | +25.38% | ||||||
| FCF/Debt | x | 0.53 | 0.88 | ||||||
| Net Debt/EBITDA | x | 0.77 | -1.55 | ||||||
| EBIT/Net interest | x | 0.67 | 0.80 | ||||||
| Net debt/market cap | % | +16.95% | +11.12% | ||||||
| Net debt/Equity | x | 0.08 | -1.37 | ||||||
| Gross debt/equity | x | 0.19 | 0.16 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Shore Bancshares, Inc. (SHBI)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.
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