Southern Missouri Bancorp, Inc. (SMBC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 95 | 113 | 125 | 153 | 164 | 182 | 200 | 193 |
| Operating profit | $m | 87 | 89 | ||||||
| Net profit | $m | 28 | 47 | 47 | 39 | 50 | 58 | 72 | 72 |
| EPS reported | $ | 6.43 | 6.43 | ||||||
| Operating cashflow per share | $ | 7.26 | 8.56 | ||||||
| Capex per share | $ | 0.36 | 0.36 | ||||||
| FCF per share | $ | 6.90 | 8.20 | ||||||
| Free cash flow | $m | - | 77 | ||||||
| Net debt | $m | -376 | -393 | ||||||
| Book value equity | $m | 591 | 591 | ||||||
| Book value per share | $ | 53.10 | 53.65 | ||||||
| Number of shares | m | 11.12 | 11.01 | ||||||
| DPS (TTM paid) | $ | 0.77 | 1.02 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.84 | 11.12 | ||||||
| P/B LTM | x | 1.43 | 1.04 | ||||||
| P/S LTM | x | 3.78 | 3.19 | ||||||
| P/FCF LTM | x | 11.04 | 8.04 | ||||||
| EV/EBITDA LTM | x | 9.18 | 5.84 | ||||||
| EV/Sales LTM | x | 4.37 | 2.92 | ||||||
| Earnings Yield LTM | % | +9.99% | +8.99% | ||||||
| FCF Yield | % | +9.06% | +12.43% | ||||||
| Quality | |||||||||
| ROE | % | +12.16% | +12.54% | ||||||
| ROIC | % | +8.69% | +11.71% | ||||||
| Operating margin | % | +27.52% | +28.70% | ||||||
| Gross margin | % | +59.69% | +61.66% | ||||||
| FCF/Sales | % | +24.19% | +29.08% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +24.13% | +45.48% | ||||||
| Sales Growth YoY | % | +9.81% | +17.56% | ||||||
| Net Income Growth YoY | % | +23.19% | +43.16% | ||||||
| FCF Growth | % | - | +25.06% | ||||||
| Operating Profit Growth | % | +17.72% | +40.68% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.32% | +1.33% | ||||||
| Dividend Growth | % | -19.79% | +15.91% | ||||||
| Payout Ratio | % | +17.78% | +15.50% | ||||||
| FCF/Debt | x | - | 0.52 | ||||||
| Net Debt/EBITDA | x | 0.86 | 0.59 | ||||||
| EBIT/Net interest | x | 0.75 | 0.76 | ||||||
| Net debt/market cap | % | +19.67% | +17.54% | ||||||
| Net debt/Equity | x | -0.64 | -0.67 | ||||||
| Gross debt/equity | x | 0.28 | 0.25 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Southern Missouri Bancorp, Inc. (SMBC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).
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