Full history for every metric is available with a Kvantra account
FNCB Bancorp, Inc. (FNCB)
Key financial summary
Financials in USD| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 40 | 34 | 43 | 55 | 55 | 79 | 46 |
| Operating profit | $m | 18 | 18 | |||||
| Net profit | $m | 13 | 11 | 15 | 21 | 20 | 13 | 14 |
| EPS reported | $ | 0.66 | 0.70 | |||||
| Operating cashflow per share | $ | 0.80 | 0.80 | |||||
| Capex per share | $ | 0.01 | 0.01 | |||||
| FCF per share | $ | 0.79 | 0.79 | |||||
| Free cash flow | $m | 16 | 22 | |||||
| Net debt | $m | 96 | 160 | |||||
| Book value equity | $m | 135 | 138 | |||||
| Book value per share | $ | 6.82 | 6.96 | |||||
| Number of shares | m | 19.74 | 19.8 | |||||
| DPS (TTM paid) | $ | 0.36 | 0.36 |
Financial summary
Financials in USD| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 10.29 | - | |||||
| P/B LTM | x | 1.00 | 0.97 | |||||
| P/S LTM | x | 1.70 | 2.91 | |||||
| P/FCF LTM | x | 8.64 | 6.14 | |||||
| EV/EBITDA LTM | x | -88.49 | 43.69 | |||||
| EV/Sales LTM | x | 2.59 | 6.37 | |||||
| Earnings Yield LTM | % | 9.72% | 9.74% | |||||
| FCF Yield | % | 11.57% | 16.29% | |||||
| Quality | ||||||||
| ROE | % | 9.65% | 10.24% | |||||
| ROIC | % | 1.80% | 1.80% | |||||
| Operating margin | % | 20.68% | 20.68% | |||||
| Gross margin | % | 93.99% | 93.99% | |||||
| FCF/Sales | % | 17.49% | 17.49% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -35.92% | -27.08% | |||||
| Sales Growth YoY | % | +42.88% | -2.73% | |||||
| Net Income Growth YoY | % | -36.50% | -26.14% | |||||
| FCF Growth | % | -18.78% | +6.36% | |||||
| Operating Profit Growth | % | -41.46% | -48.53% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 5.30% | 5.33% | |||||
| Dividend Growth | % | +9.09% | - | |||||
| Payout Ratio | % | 54.76% | 51.46% | |||||
| FCF/Debt | x | 0.08 | 0.09 | |||||
| Net Debt/EBITDA | x | -36.84 | -36.84 | |||||
| EBIT/Net interest | x | 1.90 | 1.90 | |||||
| Net debt/market cap | % | 71.33% | 119.43% | |||||
| Net debt/Equity | x | 0.71 | 1.16 | |||||
| Gross debt/equity | x | 1.51 | 1.69 | |||||
Company overview
FNCB Bancorp, Inc. serves as the parent entity for FNCB Bank, a financial institution that delivers a broad spectrum of retail and commercial banking solutions. Its client base includes individuals, businesses, local government bodies, and municipalities situated across Northeastern Pennsylvania. The bank's offerings encompass a variety of deposit accounts, such as checking, savings, money market, and certificates of deposit. On the lending side, it provides residential mortgage financing, home equity term loans, and lines of credit. Furthermore, FNCB facilitates construction, land acquisition, and development loans, alongside commercial real estate and commercial and industrial loans. Consumer lending options range from secured and unsecured installment loans and automobile financing to lines of credit and overdraft protection. The institution also handles loans and leases for state and political subdivisions, in addition to managing purchased loans. Beyond its core banking and lending activities, FNCB extends services like debit cards, mobile and telephone banking, check imaging, and electronic statements. For its business clientele, it offers remote deposit capture, merchant services, treasury management, and purchasing card solutions, rounded out by wealth management services. As of January 28, 2022, FNCB Bank operated a network of 17 community branches located in Lackawanna, Luzerne, and Wayne Counties. The company, initially founded in 1910, underwent a name change from First National Community Bancorp, Inc. to FNCB Bancorp, Inc. in October 2016, and its headquarters are based in Dunmore, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
FNCB Bancorp, Inc. (FNCB)
FNCB Bancorp, Inc. serves as the parent entity for FNCB Bank, a financial institution that delivers a broad spectrum of retail and commercial banking solutions. Its client base includes individuals, businesses, local government bodies, and municipalities situated across Northeastern Pennsylvania. The bank's offerings encompass a variety of deposit accounts, such as checking, savings, money market, and certificates of deposit. On the lending side, it provides residential mortgage financing, home equity term loans, and lines of credit. Furthermore, FNCB facilitates construction, land acquisition, and development loans, alongside commercial real estate and commercial and industrial loans. Consumer lending options range from secured and unsecured installment loans and automobile financing to lines of credit and overdraft protection. The institution also handles loans and leases for state and political subdivisions, in addition to managing purchased loans. Beyond its core banking and lending activities, FNCB extends services like debit cards, mobile and telephone banking, check imaging, and electronic statements. For its business clientele, it offers remote deposit capture, merchant services, treasury management, and purchasing card solutions, rounded out by wealth management services. As of January 28, 2022, FNCB Bank operated a network of 17 community branches located in Lackawanna, Luzerne, and Wayne Counties. The company, initially founded in 1910, underwent a name change from First National Community Bancorp, Inc. to FNCB Bancorp, Inc. in October 2016, and its headquarters are based in Dunmore, Pennsylvania.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free