Security Federal Corporation (SFDL)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 41 | 45 | 46 | 47 | 51 | 59 | 63 | - |
| Operating profit | $m | 17 | 19 | ||||||
| Net profit | $m | 7 | 13 | 10 | 10 | 10 | 14 | 15 | - |
| EPS reported | $ | 3.82 | 4.44 | ||||||
| Operating cashflow per share | $ | 4.57 | 3.16 | ||||||
| Capex per share | $ | 1.78 | 3.43 | ||||||
| FCF per share | $ | 2.80 | -0.27 | ||||||
| Free cash flow | $m | 9 | -1 | ||||||
| Net debt | $m | -31 | -59 | ||||||
| Book value equity | $m | 200 | 205 | ||||||
| Book value per share | $ | 63.74 | 66.18 | ||||||
| Number of shares | m | 3.14 | 3.1 | ||||||
| DPS (TTM paid) | $ | 0.70 | 0.99 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.77 | 11.00 | ||||||
| P/B LTM | x | 0.53 | 0.51 | ||||||
| P/S LTM | x | 1.79 | 1.67 | ||||||
| P/FCF LTM | x | 11.97 | -71.96 | ||||||
| EV/EBITDA LTM | x | 5.73 | 6.28 | ||||||
| EV/Sales LTM | x | 1.44 | 0.59 | ||||||
| Earnings Yield LTM | % | +11.40% | +9.09% | ||||||
| FCF Yield | % | +8.35% | -1.39% | ||||||
| Quality | |||||||||
| ROE | % | +6.82% | +7.20% | ||||||
| ROIC | % | +0.84% | +0.87% | ||||||
| Operating margin | % | +19.23% | +19.78% | ||||||
| Gross margin | % | +65.38% | +66.92% | ||||||
| FCF/Sales | % | +9.76% | -0.91% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +37.91% | +60.29% | ||||||
| Sales Growth YoY | % | +16.20% | +24.67% | ||||||
| Net Income Growth YoY | % | +39.42% | +58.03% | ||||||
| FCF Growth | % | -65.71% | - | ||||||
| Operating Profit Growth | % | +37.94% | +53.69% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.10% | +1.91% | ||||||
| Dividend Growth | % | +25.00% | +76.79% | ||||||
| Payout Ratio | % | +18.40% | +23.66% | ||||||
| FCF/Debt | x | 0.24 | -0.06 | ||||||
| Net Debt/EBITDA | x | 1.07 | -3.80 | ||||||
| EBIT/Net interest | x | 0.55 | 0.60 | ||||||
| Net debt/market cap | % | +33.91% | +28.74% | ||||||
| Net debt/Equity | x | -0.15 | -0.29 | ||||||
| Gross debt/equity | x | 0.18 | 0.13 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Security Federal Corporation acts as the holding company for Security Federal Bank, offering a comprehensive array of financial products and services. The institution provides a variety of deposit options, including savings, checking, and money market accounts, alongside both fixed-rate and negotiated-rate jumbo certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). Its lending solutions are diverse, encompassing commercial real estate, business, and consumer loans. It also extends mortgage loans for purchasing or refinancing single-to-four family residences, and offers construction financing for single-family homes, multi-family dwellings, and commercial real estate projects. Additionally, Security Federal finances the acquisition, development, and construction of residential subdivisions and commercial properties. Beyond its core banking operations, the corporation delivers trust services, financial planning, and wealth management. Furthermore, it runs an insurance agency that offers a full spectrum of coverage, including auto, business, life, health, and home insurance products, complemented by insurance premium financing services. The company also allocates its capital to various liquid assets, such as U.S. Treasury obligations, federal agency securities, certificates of deposit from insured institutions, mutual funds, bankers' acceptances, federal funds, commercial paper, and corporate debt securities. As of February 8, 2021, Security Federal Corporation maintained 17 full-service branch locations across several cities in South Carolina (Aiken, Ballentine, Clearwater, Columbia, Graniteville, Langley, Lexington, North Augusta, Ridge Spring, Wagener, and West Columbia) and Georgia (Augusta and Evans). Founded in 1922, its corporate headquarters are located in Aiken, South Carolina.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Security Federal Corporation (SFDL)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Security Federal Corporation acts as the holding company for Security Federal Bank, offering a comprehensive array of financial products and services. The institution provides a variety of deposit options, including savings, checking, and money market accounts, alongside both fixed-rate and negotiated-rate jumbo certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). Its lending solutions are diverse, encompassing commercial real estate, business, and consumer loans. It also extends mortgage loans for purchasing or refinancing single-to-four family residences, and offers construction financing for single-family homes, multi-family dwellings, and commercial real estate projects. Additionally, Security Federal finances the acquisition, development, and construction of residential subdivisions and commercial properties. Beyond its core banking operations, the corporation delivers trust services, financial planning, and wealth management. Furthermore, it runs an insurance agency that offers a full spectrum of coverage, including auto, business, life, health, and home insurance products, complemented by insurance premium financing services. The company also allocates its capital to various liquid assets, such as U.S. Treasury obligations, federal agency securities, certificates of deposit from insured institutions, mutual funds, bankers' acceptances, federal funds, commercial paper, and corporate debt securities. As of February 8, 2021, Security Federal Corporation maintained 17 full-service branch locations across several cities in South Carolina (Aiken, Ballentine, Clearwater, Columbia, Graniteville, Langley, Lexington, North Augusta, Ridge Spring, Wagener, and West Columbia) and Georgia (Augusta and Evans). Founded in 1922, its corporate headquarters are located in Aiken, South Carolina.
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