FFB Bancorp (FFBB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 35 | 49 | 59 | 81 | 91 | 93 | 88 | - |
| Operating profit | $m | 32 | 27 | ||||||
| Net profit | $m | 12 | 21 | 27 | 34 | 34 | 24 | 20 | - |
| EPS reported | $ | 7.66 | 6.54 | ||||||
| Operating cashflow per share | $ | 10.03 | 0.00 | ||||||
| Capex per share | $ | 0.09 | 0.00 | ||||||
| FCF per share | $ | 9.94 | 0.00 | ||||||
| Free cash flow | $m | 30 | - | ||||||
| Net debt | $m | 12 | 3 | ||||||
| Book value equity | $m | 185 | 183 | ||||||
| Book value per share | $ | 60.02 | 62.76 | ||||||
| Number of shares | m | 3.08 | 2.91 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.10 | 13.42 | ||||||
| P/B LTM | x | 1.38 | 1.39 | ||||||
| P/S LTM | x | 2.73 | 2.91 | ||||||
| P/FCF LTM | x | 8.55 | 0.00 | ||||||
| EV/EBITDA LTM | x | 8.17 | 9.93 | ||||||
| EV/Sales LTM | x | 2.45 | 2.54 | ||||||
| Earnings Yield LTM | % | +9.01% | +7.45% | ||||||
| FCF Yield | % | +11.69% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +12.76% | +11.14% | ||||||
| ROIC | % | +9.91% | +8.63% | ||||||
| Operating margin | % | +29.80% | +26.54% | ||||||
| Gross margin | % | +77.52% | +79.00% | ||||||
| FCF/Sales | % | +27.34% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -28.54% | -38.99% | ||||||
| Sales Growth YoY | % | +2.28% | -3.98% | ||||||
| Net Income Growth YoY | % | -30.94% | -42.86% | ||||||
| FCF Growth | % | -12.98% | - | ||||||
| Operating Profit Growth | % | -30.76% | -42.60% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.78 | - | ||||||
| Net Debt/EBITDA | x | 0.38 | -0.29 | ||||||
| EBIT/Net interest | x | 2.09 | 1.67 | ||||||
| Net debt/market cap | % | +14.97% | +12.74% | ||||||
| Net debt/Equity | x | 0.07 | 0.02 | ||||||
| Gross debt/equity | x | 0.21 | 0.19 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. FFB Bancorp was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. The company was founded in 2005 and is based in Fresno, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. FFB Bancorp was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. The company was founded in 2005 and is based in Fresno, California.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free