Capitol Federal Financial, Inc. (CFFN)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 206 | 196 | 213 | -21 | 165 | 198 | 221 | - |
| Operating profit | $m | 83 | 96 | ||||||
| Net profit | $m | 65 | 76 | 84 | -102 | 38 | 68 | 83 | 89 |
| EPS reported | $ | 0.52 | 0.65 | ||||||
| Operating cashflow per share | $ | 0.42 | 0.63 | ||||||
| Capex per share | $ | 0.04 | 0.01 | ||||||
| FCF per share | $ | 0.38 | 0.61 | ||||||
| Free cash flow | $m | 50 | 72 | ||||||
| Net debt | $m | 830 | 1,500 | ||||||
| Book value equity | $m | 1,048 | 1,021 | ||||||
| Book value per share | $ | 8.06 | 8.24 | ||||||
| Number of shares | m | 130.03 | 124.01 | ||||||
| DPS (TTM paid) | $ | 0.34 | 0.38 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.21 | 13.02 | ||||||
| P/B LTM | x | 0.79 | 0.81 | ||||||
| P/S LTM | x | 4.17 | 3.73 | ||||||
| P/FCF LTM | x | 16.57 | 11.54 | ||||||
| EV/EBITDA LTM | x | 27.82 | 22.97 | ||||||
| EV/Sales LTM | x | 6.05 | 5.96 | ||||||
| Earnings Yield LTM | % | +8.19% | +7.68% | ||||||
| FCF Yield | % | +6.04% | +8.66% | ||||||
| Quality | |||||||||
| ROE | % | +6.49% | +8.01% | ||||||
| ROIC | % | +2.13% | +0.92% | ||||||
| Operating margin | % | +19.89% | +22.04% | ||||||
| Gross margin | % | +47.30% | +49.92% | ||||||
| FCF/Sales | % | +11.94% | +17.51% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +79.31% | +124.14% | ||||||
| Sales Growth YoY | % | +20.42% | +34.40% | ||||||
| Net Income Growth YoY | % | +78.97% | +117.93% | ||||||
| FCF Growth | % | +107.66% | +198.04% | ||||||
| Operating Profit Growth | % | +53.45% | +77.26% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.36% | +4.28% | ||||||
| Dividend Growth | % | 0.00% | +11.76% | ||||||
| Payout Ratio | % | +65.45% | +58.63% | ||||||
| FCF/Debt | x | 0.03 | 0.04 | ||||||
| Net Debt/EBITDA | x | 18.72 | 13.65 | ||||||
| EBIT/Net interest | x | 0.38 | 0.45 | ||||||
| Net debt/market cap | % | +2.36% | +1.50% | ||||||
| Net debt/Equity | x | 0.79 | 1.47 | ||||||
| Gross debt/equity | x | 1.86 | 1.60 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Capitol Federal Financial, Inc. (CFFN)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
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