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Century Bancorp, Inc. (CNBKA)
Key financial summary
Financials in USD| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 66 | 68 | 74 | 64 | 51 | 82 | 109 |
| Operating profit | $m | 89 | 60 | |||||
| Net profit | $m | 23 | 25 | 22 | 36 | 40 | 42 | 45 |
| EPS reported | $ | 7.58 | 7.03 | |||||
| Operating cashflow per share | $ | 7.97 | 7.97 | |||||
| Capex per share | $ | 1.50 | 1.50 | |||||
| FCF per share | $ | 6.47 | 6.47 | |||||
| Free cash flow | $m | 36 | 40 | |||||
| Net debt | $m | -206 | -147 | |||||
| Book value equity | $m | 370 | 403 | |||||
| Book value per share | $ | 66.52 | 53.99 | |||||
| Number of shares | m | 5.57 | 7.46 | |||||
| DPS (TTM paid) | $ | 0.54 | 0.72 |
Financial summary
Financials in USD| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 10.21 | - | |||||
| P/B LTM | x | 1.16 | 2.14 | |||||
| P/S LTM | x | 5.25 | 7.89 | |||||
| P/FCF LTM | x | 11.97 | 21.77 | |||||
| EV/EBITDA LTM | x | 5.78 | 8.92 | |||||
| EV/Sales LTM | x | 4.08 | 6.54 | |||||
| Earnings Yield LTM | % | 9.79% | 6.58% | |||||
| FCF Yield | % | 8.36% | 4.59% | |||||
| Quality | ||||||||
| ROE | % | 11.40% | 12.01% | |||||
| ROIC | % | 2.71% | 2.71% | |||||
| Operating margin | % | 71.51% | 71.51% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 28.98% | 28.98% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +43.02% | +8.32% | |||||
| Sales Growth YoY | % | +61.32% | +52.30% | |||||
| Net Income Growth YoY | % | +6.32% | +8.67% | |||||
| FCF Growth | % | -27.99% | -18.39% | |||||
| Operating Profit Growth | % | +117.66% | -6.29% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.58% | 0.62% | |||||
| Dividend Growth | % | +12.50% | - | |||||
| Payout Ratio | % | 5.90% | 7.05% | |||||
| FCF/Debt | x | 0.17 | 0.26 | |||||
| Net Debt/EBITDA | x | 0.87 | 0.87 | |||||
| EBIT/Net interest | x | 2.10 | 2.10 | |||||
| Net debt/market cap | % | -47.85% | -17.09% | |||||
| Net debt/Equity | x | -0.56 | -0.36 | |||||
| Gross debt/equity | x | 0.58 | 0.38 | |||||
Company overview
Century Bancorp, Inc. acts as the holding company for Century Bank and Trust Company, delivering a broad array of banking and financial services. The institution's deposit offerings encompass traditional savings, NOW, demand, and time accounts, alongside money market and specialized cash management accounts. Its lending portfolio is diverse, extending financing for single-family and multi-family residential properties, commercial and general residential real estate, and municipal projects. Additionally, it provides various consumer loans and specialized funding for the construction of homes, multi-unit properties, commercial real estate ventures, and land development. Beyond standard banking, Century Bancorp offers corporate and institutional clients, as well as municipal entities, services such as automated lockbox collection, comprehensive cash management, and account reconciliation. Securities brokerage services are also available. The company caters to a wide clientele, including commercial businesses, state and local governmental bodies and agencies, non-profit organizations, and individual customers. Its operational footprint spans Massachusetts, New Hampshire, Rhode Island, Connecticut, and New York. As of March 31, 2020, the company maintained a network of 27 banking branches situated in 20 distinct cities and towns within Massachusetts. Established in 1969, Century Bancorp, Inc. has its headquarters located in Medford, Massachusetts.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Century Bancorp, Inc. (CNBKA)
Century Bancorp, Inc. acts as the holding company for Century Bank and Trust Company, delivering a broad array of banking and financial services. The institution's deposit offerings encompass traditional savings, NOW, demand, and time accounts, alongside money market and specialized cash management accounts. Its lending portfolio is diverse, extending financing for single-family and multi-family residential properties, commercial and general residential real estate, and municipal projects. Additionally, it provides various consumer loans and specialized funding for the construction of homes, multi-unit properties, commercial real estate ventures, and land development. Beyond standard banking, Century Bancorp offers corporate and institutional clients, as well as municipal entities, services such as automated lockbox collection, comprehensive cash management, and account reconciliation. Securities brokerage services are also available. The company caters to a wide clientele, including commercial businesses, state and local governmental bodies and agencies, non-profit organizations, and individual customers. Its operational footprint spans Massachusetts, New Hampshire, Rhode Island, Connecticut, and New York. As of March 31, 2020, the company maintained a network of 27 banking branches situated in 20 distinct cities and towns within Massachusetts. Established in 1969, Century Bancorp, Inc. has its headquarters located in Medford, Massachusetts.
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