Capital City Bank Group, Inc. (CCBG)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 207 | 204 | 194 | 224 | 227 | 247 | 246 | - |
| Operating profit | $m | 84 | 84 | ||||||
| Net profit | $m | 32 | 33 | 33 | 52 | 53 | 62 | 62 | 64 |
| EPS reported | $ | 3.60 | 3.60 | ||||||
| Operating cashflow per share | $ | 5.13 | 4.67 | ||||||
| Capex per share | $ | 0.44 | 0.58 | ||||||
| FCF per share | $ | 4.69 | 4.09 | ||||||
| Free cash flow | $m | 80 | 70 | ||||||
| Net debt | $m | -384 | 14 | ||||||
| Book value equity | $m | 553 | 570 | ||||||
| Book value per share | $ | 32.26 | 33.29 | ||||||
| Number of shares | m | 17.14 | 17.13 | ||||||
| DPS (TTM paid) | $ | 1.00 | 1.07 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.82 | 13.68 | ||||||
| P/B LTM | x | 1.31 | 1.27 | ||||||
| P/S LTM | x | 2.95 | 2.95 | ||||||
| P/FCF LTM | x | 9.08 | 10.38 | ||||||
| EV/EBITDA LTM | x | 8.48 | 8.50 | ||||||
| EV/Sales LTM | x | 2.71 | 3.24 | ||||||
| Earnings Yield LTM | % | +8.46% | +7.31% | ||||||
| FCF Yield | % | +11.01% | +9.63% | ||||||
| Quality | |||||||||
| ROE | % | +11.13% | +11.11% | ||||||
| ROIC | % | +1.44% | +1.42% | ||||||
| Operating margin | % | +29.97% | +30.04% | ||||||
| Gross margin | % | +87.11% | +90.16% | ||||||
| FCF/Sales | % | +28.65% | +25.15% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +15.38% | +15.38% | ||||||
| Sales Growth YoY | % | +8.86% | +8.70% | ||||||
| Net Income Growth YoY | % | +16.33% | +16.69% | ||||||
| FCF Growth | % | +45.80% | +27.52% | ||||||
| Operating Profit Growth | % | +27.67% | +27.49% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.35% | +2.04% | ||||||
| Dividend Growth | % | +13.64% | +21.59% | ||||||
| Payout Ratio | % | +27.65% | +29.39% | ||||||
| FCF/Debt | x | 0.86 | 0.87 | ||||||
| Net Debt/EBITDA | x | 0.35 | 0.15 | ||||||
| EBIT/Net interest | x | 2.56 | 2.61 | ||||||
| Net debt/market cap | % | +12.85% | +9.11% | ||||||
| Net debt/Equity | x | -0.70 | 0.02 | ||||||
| Gross debt/equity | x | 0.17 | 0.14 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Capital City Bank Group, Inc. (CCBG)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.
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