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Stock profile

Cortland Bancorp (CLDB)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: NASDAQ

Delisted · last close 29 Oct 2021

Current price
29.15 USD+3.81%
Last close 29 Oct 2021
Benchmarks

Key financial summary

Financials in USD
201520162017201820192020TTM
Total net revenue$m20212225242730
Operating profit$m236
Net profit$m45497810
EPS reported$1.972.31
Operating cashflow per share$2.422.42
Capex per share$0.160.16
FCF per share$2.272.27
Free cash flow$m1014
Net debt$m-1810
Book value equity$m8183
Book value per share$19.3120.00
Number of sharesm4.194.16
DPS (TTM paid)$0.560.63

Financial summary

Financials in USD
201520162017201820192020TTM
Value
P/E TTMx9.49-
P/B LTMx0.971.46
P/S LTMx2.914.09
P/FCF LTMx8.258.65
EV/EBITDA LTMx4.027.10
EV/Sales LTMx2.134.09
Earnings Yield LTM%10.54%6.92%
FCF Yield%12.13%11.57%
Quality
ROE%10.20%10.64%
ROIC%10.64%10.64%
Operating margin%75.77%75.77%
Gross margin%100.00%100.00%
FCF/Sales%30.90%30.90%
Growth and momentum
EPS Growth YoY%+17.26%+39.16%
Sales Growth YoY%+14.51%+22.96%
Net Income Growth YoY%+13.47%+35.95%
FCF Growth%+79.20%+19.28%
Operating Profit Growth%+64.31%-58.77%
Dividend and capital structure
Dividend Yield%3.30%2.21%
Dividend Growth%+12.00%-
Payout Ratio%31.31%26.99%
FCF/Debtx0.41-
Net Debt/EBITDAx-0.79-0.79
EBIT/Net interestx6.126.12
Net debt/market cap%-230.54%0.00%
Net debt/Equityx-2.230.00
Gross debt/equityx0.290.00

Company overview

Cortland Bancorp, Inc. operates as a financial holding entity, delivering a broad spectrum of commercial and consumer banking solutions primarily through its core operating subsidiary, The Cortland Savings and Banking Company. This corporation, headquartered in Cortland, Ohio, currently employs a staff of 144 full-time individuals. The Bancorp's central role involves the ownership, oversight, and management of The Cortland Savings and Banking Company, frequently referred to as Cortland Banks or simply the Bank. Its operations are predominantly focused within the commercial banking sector. As a state-chartered institution, the Bank is actively engaged in both commercial and retail financial services. Its extensive range of banking products encompasses checking, savings, and time deposit accounts, along with various lending options including commercial, mortgage, and installment loans. Customers also benefit from conveniences such as night depository services, automated teller machines, safe deposit boxes, and a variety of other auxiliary offerings. Furthermore, the Bank extends its services to include brokerage and investment solutions for its clientele through a strategic partnership with Investment Professionals, Inc. Under this collaboration, financial advisors provide clients with a diverse portfolio of investment instruments, covering areas like estate planning guidance, annuities, life insurance policies, fixed income products, equity investments, and comprehensive equity research and advisory services. In addition, the Bank, working with Investment Professionals, Inc., also offers asset management capabilities to its customers.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 29 Oct 2021

Cortland Bancorp (CLDB)

CLDB · NASDAQ · Financial Services
29.15 USD+3.81%
Benchmarks
Financialsin USD
20192020TTM
About

Cortland Bancorp, Inc. operates as a financial holding entity, delivering a broad spectrum of commercial and consumer banking solutions primarily through its core operating subsidiary, The Cortland Savings and Banking Company. This corporation, headquartered in Cortland, Ohio, currently employs a staff of 144 full-time individuals. The Bancorp's central role involves the ownership, oversight, and management of The Cortland Savings and Banking Company, frequently referred to as Cortland Banks or simply the Bank. Its operations are predominantly focused within the commercial banking sector. As a state-chartered institution, the Bank is actively engaged in both commercial and retail financial services. Its extensive range of banking products encompasses checking, savings, and time deposit accounts, along with various lending options including commercial, mortgage, and installment loans. Customers also benefit from conveniences such as night depository services, automated teller machines, safe deposit boxes, and a variety of other auxiliary offerings. Furthermore, the Bank extends its services to include brokerage and investment solutions for its clientele through a strategic partnership with Investment Professionals, Inc. Under this collaboration, financial advisors provide clients with a diverse portfolio of investment instruments, covering areas like estate planning guidance, annuities, life insurance policies, fixed income products, equity investments, and comprehensive equity research and advisory services. In addition, the Bank, working with Investment Professionals, Inc., also offers asset management capabilities to its customers.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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