Hills Bancorporation (HBIA)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 130 | 138 | 143 | 142 | 143 | 173 | 275 | - |
| Operating profit | $m | 76 | 95 | ||||||
| Net profit | $m | 39 | 48 | 48 | 38 | 48 | 61 | 75 | - |
| EPS reported | $ | 0.86 | 1.08 | ||||||
| Operating cashflow per share | $ | 0.97 | 1.08 | ||||||
| Capex per share | $ | 0.05 | 0.05 | ||||||
| FCF per share | $ | 0.92 | 1.02 | ||||||
| Free cash flow | $m | 65 | 87 | ||||||
| Net debt | $m | -192 | -433 | ||||||
| Book value equity | $m | 603 | 629 | ||||||
| Book value per share | $ | 8.49 | 8.86 | ||||||
| Number of shares | m | 71.02 | 71.02 | ||||||
| DPS (TTM paid) | $ | 0.62 | 0.62 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | 96.54 | ||||||
| P/B LTM | x | 4.93 | 4.72 | ||||||
| P/S LTM | x | 17.12 | 10.82 | ||||||
| P/FCF LTM | x | 45.60 | 34.31 | ||||||
| EV/EBITDA LTM | x | 45.69 | 36.94 | ||||||
| EV/Sales LTM | x | 13.93 | 13.39 | ||||||
| Earnings Yield LTM | % | +2.04% | +1.04% | ||||||
| FCF Yield | % | +2.19% | +2.91% | ||||||
| Quality | |||||||||
| ROE | % | +10.04% | +11.56% | ||||||
| ROIC | % | +1.30% | +1.46% | ||||||
| Operating margin | % | +29.45% | +32.53% | ||||||
| Gross margin | % | +62.68% | +66.29% | ||||||
| FCF/Sales | % | +25.34% | +27.63% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +30.80% | +64.26% | ||||||
| Sales Growth YoY | % | +21.60% | +92.46% | ||||||
| Net Income Growth YoY | % | +27.09% | +58.33% | ||||||
| FCF Growth | % | +27.62% | +69.60% | ||||||
| Operating Profit Growth | % | +25.73% | +57.79% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.35% | +1.37% | ||||||
| Dividend Growth | % | +6.96% | +6.96% | ||||||
| Payout Ratio | % | +16.89% | +15.68% | ||||||
| FCF/Debt | x | 0.10 | 0.14 | ||||||
| Net Debt/EBITDA | x | 7.79 | 4.45 | ||||||
| EBIT/Net interest | x | 0.91 | -34.90 | ||||||
| Net debt/market cap | % | +21.94% | +14.20% | ||||||
| Net debt/Equity | x | -0.32 | -0.69 | ||||||
| Gross debt/equity | x | 1.08 | 0.99 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Hills Bancorporation, founded in 1904 and headquartered in Hills, Iowa, functions as the parent company for Hills Bank and Trust Company. This institution provides a broad spectrum of commercial banking and financial services to a varied clientele, including individuals, businesses, governmental organizations, and other institutional customers. Its banking operations involve accepting various deposit types, such as demand, savings, and term accounts. The company also offers a comprehensive suite of lending products, including real estate financing like mortgages and construction loans, commercial and financial credit, agricultural loans, and a range of personal consumer loans for vehicles, installments, and other purposes. Beyond core banking, Hills Bancorporation maintains convenient amenities like night deposit boxes and safe deposit facilities, alongside providing collection, exchange, and other financial services. Furthermore, the company delivers extensive trust and wealth management services. This includes administering estates, personal trusts, and pension plans, as well as offering farm management, investment advisory, and custodial solutions for individuals, corporations, and nonprofit entities. It also originates residential mortgages that are then sold in the secondary market, without retaining the mortgage servicing rights. The company conducts its operations from its primary office in Hills, Iowa, supported by 18 full-service branch locations distributed across Johnson, Linn, and Washington counties within Iowa.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Hills Bancorporation, founded in 1904 and headquartered in Hills, Iowa, functions as the parent company for Hills Bank and Trust Company. This institution provides a broad spectrum of commercial banking and financial services to a varied clientele, including individuals, businesses, governmental organizations, and other institutional customers. Its banking operations involve accepting various deposit types, such as demand, savings, and term accounts. The company also offers a comprehensive suite of lending products, including real estate financing like mortgages and construction loans, commercial and financial credit, agricultural loans, and a range of personal consumer loans for vehicles, installments, and other purposes. Beyond core banking, Hills Bancorporation maintains convenient amenities like night deposit boxes and safe deposit facilities, alongside providing collection, exchange, and other financial services. Furthermore, the company delivers extensive trust and wealth management services. This includes administering estates, personal trusts, and pension plans, as well as offering farm management, investment advisory, and custodial solutions for individuals, corporations, and nonprofit entities. It also originates residential mortgages that are then sold in the secondary market, without retaining the mortgage servicing rights. The company conducts its operations from its primary office in Hills, Iowa, supported by 18 full-service branch locations distributed across Johnson, Linn, and Washington counties within Iowa.
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