Colony Bankcorp, Inc. (CBAN)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 79 | 102 | 116 | 114 | 115 | 128 | 98 | - |
| Operating profit | $m | 35 | 18 | ||||||
| Net profit | $m | 12 | 19 | 20 | 22 | 24 | 28 | 33 | 36 |
| EPS reported | $ | 1.59 | 1.65 | ||||||
| Operating cashflow per share | $ | -0.31 | 1.13 | ||||||
| Capex per share | $ | 0.08 | 0.07 | ||||||
| FCF per share | $ | -0.39 | 1.06 | ||||||
| Free cash flow | $m | -7 | 23 | ||||||
| Net debt | $m | 6 | 208 | ||||||
| Book value equity | $m | 376 | 390 | ||||||
| Book value per share | $ | 21.13 | 18.40 | ||||||
| Number of shares | m | 17.79 | 21.19 | ||||||
| DPS (TTM paid) | $ | 0.46 | 0.48 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.21 | 12.47 | ||||||
| P/B LTM | x | 0.84 | 0.81 | ||||||
| P/S LTM | x | 2.48 | 3.22 | ||||||
| P/FCF LTM | x | -45.95 | 14.08 | ||||||
| EV/EBITDA LTM | x | 15.59 | 24.19 | ||||||
| EV/Sales LTM | x | 2.94 | 4.20 | ||||||
| Earnings Yield LTM | % | +8.92% | +8.02% | ||||||
| FCF Yield | % | -2.18% | +7.10% | ||||||
| Quality | |||||||||
| ROE | % | +7.52% | +9.04% | ||||||
| ROIC | % | +4.23% | +0.41% | ||||||
| Operating margin | % | +18.88% | +11.63% | ||||||
| Gross margin | % | +66.39% | +59.23% | ||||||
| FCF/Sales | % | -3.71% | +14.17% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +16.91% | +21.32% | ||||||
| Sales Growth YoY | % | +10.92% | -14.84% | ||||||
| Net Income Growth YoY | % | +18.37% | +37.10% | ||||||
| FCF Growth | % | - | +0.89% | ||||||
| Operating Profit Growth | % | +18.83% | -37.49% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.54% | +2.18% | ||||||
| Dividend Growth | % | +2.22% | +5.56% | ||||||
| Payout Ratio | % | +28.42% | +28.07% | ||||||
| FCF/Debt | x | -0.03 | 0.10 | ||||||
| Net Debt/EBITDA | x | 6.57 | 9.18 | ||||||
| EBIT/Net interest | x | 0.61 | 0.30 | ||||||
| Net debt/market cap | % | +81.42% | +50.67% | ||||||
| Net debt/Equity | x | 0.01 | 0.53 | ||||||
| Gross debt/equity | x | 0.69 | 0.60 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Colony Bankcorp, Inc. (CBAN)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.
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