Commercial Bancgroup, Inc. Common Stock (CBK)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | - | - | - | 82 | 88 | 90 | 92 | - |
| Operating profit | $m | 47 | 50 | ||||||
| Net profit | $m | - | - | - | 31 | 31 | 37 | 39 | 41 |
| EPS reported | $ | 2.92 | 2.93 | ||||||
| Operating cashflow per share | $ | 2.68 | 2.98 | ||||||
| Capex per share | $ | 0.13 | 0.17 | ||||||
| FCF per share | $ | 2.55 | 2.82 | ||||||
| Free cash flow | $m | 35 | 39 | ||||||
| Net debt | $m | 167 | 14 | ||||||
| Book value equity | $m | 285 | 303 | ||||||
| Book value per share | $ | 20.61 | 22.05 | ||||||
| Number of shares | m | 13.84 | 13.72 | ||||||
| DPS (TTM paid) | $ | 0.14 | 0.32 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.41 | 10.92 | ||||||
| P/B LTM | x | 1.19 | 1.12 | ||||||
| P/S LTM | x | 3.76 | 3.68 | ||||||
| P/FCF LTM | x | 9.65 | 8.81 | ||||||
| EV/EBITDA LTM | x | 10.22 | 9.51 | ||||||
| EV/Sales LTM | x | 3.85 | 3.81 | ||||||
| Earnings Yield LTM | % | +11.89% | +9.16% | ||||||
| FCF Yield | % | +10.37% | +11.35% | ||||||
| Quality | |||||||||
| ROE | % | +13.05% | +13.90% | ||||||
| ROIC | % | -4.82% | +1.65% | ||||||
| Operating margin | % | +36.05% | +38.60% | ||||||
| Gross margin | % | +68.58% | +71.11% | ||||||
| FCF/Sales | % | +26.78% | +29.93% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.96% | +15.35% | ||||||
| Sales Growth YoY | % | +3.03% | +5.28% | ||||||
| Net Income Growth YoY | % | +18.42% | +24.58% | ||||||
| FCF Growth | % | -1.14% | +8.26% | ||||||
| Operating Profit Growth | % | +16.87% | +22.63% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.59% | +0.57% | ||||||
| Dividend Growth | % | -10.65% | +97.59% | ||||||
| Payout Ratio | % | +4.96% | +6.99% | ||||||
| FCF/Debt | x | 0.21 | 0.22 | ||||||
| Net Debt/EBITDA | x | 3.37 | 0.27 | ||||||
| EBIT/Net interest | x | 1.15 | 1.36 | ||||||
| Net debt/market cap | % | +49.10% | +36.87% | ||||||
| Net debt/Equity | x | 0.59 | 0.05 | ||||||
| Gross debt/equity | x | 0.59 | 0.58 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Commercial Bancgroup, Inc. Common Stock (CBK)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
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