Home Bancorp, Inc. (HBCP)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 107 | 117 | 132 | 135 | 135 | 149 | 154 | - |
| Operating profit | $m | 58 | 59 | ||||||
| Net profit | $m | 25 | 49 | 34 | 40 | 36 | 46 | 47 | 47 |
| EPS reported | $ | 5.87 | 5.98 | ||||||
| Operating cashflow per share | $ | 7.01 | 7.90 | ||||||
| Capex per share | $ | 1.31 | 1.26 | ||||||
| FCF per share | $ | 5.70 | 6.64 | ||||||
| Free cash flow | $m | 44 | 51 | ||||||
| Net debt | $m | -123 | -543 | ||||||
| Book value equity | $m | 435 | 453 | ||||||
| Book value per share | $ | 55.46 | 57.84 | ||||||
| Number of shares | m | 7.85 | 7.84 | ||||||
| DPS (TTM paid) | $ | 1.14 | 1.25 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.85 | 11.21 | ||||||
| P/B LTM | x | 1.03 | 0.99 | ||||||
| P/S LTM | x | 3.02 | 2.92 | ||||||
| P/FCF LTM | x | 10.13 | 8.73 | ||||||
| EV/EBITDA LTM | x | 5.96 | 5.94 | ||||||
| EV/Sales LTM | x | 1.75 | 2.06 | ||||||
| Earnings Yield LTM | % | +10.15% | +8.92% | ||||||
| FCF Yield | % | +9.87% | +11.46% | ||||||
| Quality | |||||||||
| ROE | % | +10.59% | +10.65% | ||||||
| ROIC | % | +3.02% | +8.77% | ||||||
| Operating margin | % | +27.73% | +28.04% | ||||||
| Gross margin | % | +70.53% | +72.24% | ||||||
| FCF/Sales | % | +21.19% | +24.48% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +28.45% | +30.85% | ||||||
| Sales Growth YoY | % | +10.25% | +14.08% | ||||||
| Net Income Growth YoY | % | +26.45% | +28.32% | ||||||
| FCF Growth | % | -0.74% | +15.25% | ||||||
| Operating Profit Growth | % | +28.41% | +30.54% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.00% | +1.74% | ||||||
| Dividend Growth | % | +12.87% | +23.76% | ||||||
| Payout Ratio | % | +19.52% | +20.40% | ||||||
| FCF/Debt | x | 0.77 | 0.94 | ||||||
| Net Debt/EBITDA | x | -1.37 | -2.17 | ||||||
| EBIT/Net interest | x | 0.96 | 1.04 | ||||||
| Net debt/market cap | % | +12.84% | +9.68% | ||||||
| Net debt/Equity | x | -0.28 | -1.20 | ||||||
| Gross debt/equity | x | 0.13 | 0.12 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Home Bancorp, Inc. serves as the parent company for Home Bank, National Association, delivering a comprehensive array of banking and financial services across Louisiana and Mississippi. Its product portfolio includes diverse deposit accounts such as interest-bearing and non-interest-bearing checking, money market, savings, Negotiable Order of Withdrawal (NOW), and certificates of deposit. The institution also offers a wide range of loan products, including first mortgages for one-to-four family residences, home equity loans and lines of credit, commercial real estate financing, construction and land acquisition loans, multi-family housing loans, commercial and industrial financing, and personal consumer loans. Additionally, Home Bancorp, Inc. engages in securities investments and provides credit card services along with digital banking capabilities. The company operates through a network of branches, including 19 offices in Acadiana, 4 in Baton Rouge, 6 in the Greater New Orleans area, and 6 in the Northshore region of Louisiana, complemented by 3 offices in Natchez, Mississippi. Established in 1908, Home Bancorp, Inc. is headquartered in Lafayette, Louisiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Home Bancorp, Inc. (HBCP)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Home Bancorp, Inc. serves as the parent company for Home Bank, National Association, delivering a comprehensive array of banking and financial services across Louisiana and Mississippi. Its product portfolio includes diverse deposit accounts such as interest-bearing and non-interest-bearing checking, money market, savings, Negotiable Order of Withdrawal (NOW), and certificates of deposit. The institution also offers a wide range of loan products, including first mortgages for one-to-four family residences, home equity loans and lines of credit, commercial real estate financing, construction and land acquisition loans, multi-family housing loans, commercial and industrial financing, and personal consumer loans. Additionally, Home Bancorp, Inc. engages in securities investments and provides credit card services along with digital banking capabilities. The company operates through a network of branches, including 19 offices in Acadiana, 4 in Baton Rouge, 6 in the Greater New Orleans area, and 6 in the Northshore region of Louisiana, complemented by 3 offices in Natchez, Mississippi. Established in 1908, Home Bancorp, Inc. is headquartered in Lafayette, Louisiana.
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