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The Bank of Kyoto, Ltd. (BOFKF)
Key financial summary
Financials in JPY| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | ¥bn | 92 | 108 | 89 | 94 | 116 | 103 | 98 |
| Operating profit | ¥bn | 38 | 39 | |||||
| Net profit | ¥bn | 19 | 32 | 20 | 17 | 21 | 27 | 28 |
| EPS reported | ¥ | 362.5 | 378.1 | |||||
| Operating cashflow per share | ¥ | -18,854 | 129.8 | |||||
| Capex per share | ¥ | 36.06 | 21.48 | |||||
| FCF per share | ¥ | -18,890 | 108.3 | |||||
| Free cash flow | ¥bn | -1,417 | 199 | |||||
| Net debt | ¥bn | -943 | -843 | |||||
| Book value equity | ¥bn | 990 | 1,108 | |||||
| Book value per share | ¥ | 13,183 | 14,891 | |||||
| Number of shares | m | 75.07 | 74.41 | |||||
| DPS (TTM paid) | ¥ | 140.1 | 190.0 |
Financial summary
Financials in JPY| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 15.94 | - | |||||
| P/B LTM | x | 0.44 | 0.46 | |||||
| P/S LTM | x | 4.19 | 5.22 | |||||
| P/FCF LTM | x | -0.31 | 2.56 | |||||
| EV/EBITDA LTM | x | -10.53 | -8.58 | |||||
| EV/Sales LTM | x | -4.60 | -3.40 | |||||
| Earnings Yield LTM | % | 6.27% | 7.80% | |||||
| FCF Yield | % | -327.17% | 39.05% | |||||
| Quality | ||||||||
| ROE | % | 2.75% | 8.41% | |||||
| ROIC | % | 0.64% | 0.88% | |||||
| Operating margin | % | 33.95% | 38.93% | |||||
| Gross margin | % | 100.00% | 88.21% | |||||
| FCF/Sales | % | -1278.2% | 8.13% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +33.01% | +38.36% | |||||
| Sales Growth YoY | % | -10.48% | -18.30% | |||||
| Net Income Growth YoY | % | +31.97% | +36.90% | |||||
| FCF Growth | % | - | +2872.8% | |||||
| Operating Profit Growth | % | +33.07% | +37.37% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 2.17% | 4.04% | |||||
| Dividend Growth | % | +100.66% | - | |||||
| Payout Ratio | % | 34.53% | 34.53% | |||||
| FCF/Debt | x | -5.49 | 1.22 | |||||
| Net Debt/EBITDA | x | -19.48 | 0.03 | |||||
| EBIT/Net interest | x | 5.09 | 3.30 | |||||
| Net debt/market cap | % | -217.72% | -165.10% | |||||
| Net debt/Equity | x | -0.95 | -0.76 | |||||
| Gross debt/equity | x | 0.26 | 0.15 | |||||
Company overview
The Bank of Kyoto, Ltd., along with its affiliated entities, offers a comprehensive range of banking and financial services to individuals and businesses across Japan. Its core activities include managing diverse deposit accounts—such as checking, standard savings, time, and call deposits—and issuing negotiable certificates of deposit. Additionally, it extends various credit and loan facilities. Beyond these, the institution delivers specialized services including wealth management (trust services), securities brokerage and investment, domestic and international currency exchange, and business consulting. Further financial provisions encompass credit guarantees, leasing and investment opportunities, and credit card issuance. As of March 31, 2022, it maintained a network of 174 branches situated across key Japanese prefectures: Kyoto, Osaka, Shiga, Nara, Hyogo, Aichi, and Tokyo. Founded in 1941, the company's headquarters are located in Kyoto, Japan.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Bank of Kyoto, Ltd. (BOFKF)
The Bank of Kyoto, Ltd., along with its affiliated entities, offers a comprehensive range of banking and financial services to individuals and businesses across Japan. Its core activities include managing diverse deposit accounts—such as checking, standard savings, time, and call deposits—and issuing negotiable certificates of deposit. Additionally, it extends various credit and loan facilities. Beyond these, the institution delivers specialized services including wealth management (trust services), securities brokerage and investment, domestic and international currency exchange, and business consulting. Further financial provisions encompass credit guarantees, leasing and investment opportunities, and credit card issuance. As of March 31, 2022, it maintained a network of 174 branches situated across key Japanese prefectures: Kyoto, Osaka, Shiga, Nara, Hyogo, Aichi, and Tokyo. Founded in 1941, the company's headquarters are located in Kyoto, Japan.
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