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Bryn Mawr Bank Corporation (BMTC)
Key financial summary
Financials in USD| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 146 | 149 | 160 | 193 | 183 | 199 | 211 |
| Operating profit | $m | 65 | 104 | |||||
| Net profit | $m | 17 | 36 | 23 | 64 | 59 | 33 | 72 |
| EPS reported | $ | 1.63 | 3.61 | |||||
| Operating cashflow per share | $ | 3.56 | 3.56 | |||||
| Capex per share | $ | 0.07 | 0.07 | |||||
| FCF per share | $ | 3.49 | 3.49 | |||||
| Free cash flow | $m | 70 | 17 | |||||
| Net debt | $m | -1,037 | -479 | |||||
| Book value equity | $m | 623 | 656 | |||||
| Book value per share | $ | 31.09 | 32.68 | |||||
| Number of shares | m | 20.04 | 20.06 | |||||
| DPS (TTM paid) | $ | 1.06 | 1.10 |
Financial summary
Financials in USD| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 18.77 | - | |||||
| P/B LTM | x | 0.98 | 1.38 | |||||
| P/S LTM | x | 3.09 | 4.28 | |||||
| P/FCF LTM | x | 8.77 | 51.70 | |||||
| EV/EBITDA LTM | x | 9.57 | 3.70 | |||||
| EV/Sales LTM | x | 3.38 | 2.01 | |||||
| Earnings Yield LTM | % | 5.33% | 3.61% | |||||
| FCF Yield | % | 11.40% | 1.93% | |||||
| Quality | ||||||||
| ROE | % | 5.23% | 5.27% | |||||
| ROIC | % | 0.95% | 0.95% | |||||
| Operating margin | % | 29.36% | 29.36% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 31.43% | 31.43% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -44.37% | +117.47% | |||||
| Sales Growth YoY | % | +8.35% | +7.83% | |||||
| Net Income Growth YoY | % | -44.98% | +116.47% | |||||
| FCF Growth | % | -18.85% | -86.65% | |||||
| Operating Profit Growth | % | -45.82% | +40.69% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 3.48% | 2.44% | |||||
| Dividend Growth | % | +3.92% | - | |||||
| Payout Ratio | % | 65.56% | 30.16% | |||||
| FCF/Debt | x | 0.30 | 0.07 | |||||
| Net Debt/EBITDA | x | 1.76 | 1.76 | |||||
| EBIT/Net interest | x | 2.73 | 2.73 | |||||
| Net debt/market cap | % | -169.11% | -53.05% | |||||
| Net debt/Equity | x | -1.66 | -0.73 | |||||
| Gross debt/equity | x | 0.38 | 0.40 | |||||
Company overview
Bryn Mawr Bank Corporation functions as the parent company for The Bryn Mawr Trust Company, delivering a comprehensive suite of banking solutions to both individual and corporate clients. Its operations are structured into two distinct divisions: Banking and Wealth Management. The institution provides a variety of deposit products, including interest-bearing and non-interest-bearing demand accounts, retail and wholesale time deposits, savings accounts, money market accounts, and wholesale non-maturity deposits. Its lending portfolio encompasses commercial, residential, and home equity mortgages, alongside lines of credit. Additionally, it offers construction, commercial and industrial, and consumer loans, as well as equipment leasing services. Through its Wealth Management segment, the company offers extensive services such as trust and fiduciary administration, custodial services, investment management and advisory, employee benefits and IRA administration, estate settlement, financial planning, brokerage services, retirement planning, and tax planning and preparation. Furthermore, Bryn Mawr Bank Corporation provides a range of insurance products, covering property, casualty, and allied lines, in addition to life, annuities, medical, and accident and health coverage for groups and individuals. A specialized offering also includes financing for small-ticket equipment. The company delivers these services through an extensive network comprising 41 banking branches, seven wealth management offices, and two insurance and risk management locations. These sites are strategically located across Montgomery, Chester, Delaware, Philadelphia, and Dauphin Counties in Pennsylvania; New Castle County in Delaware; and Mercer and Camden Counties in New Jersey. Bryn Mawr Bank Corporation, established in 1889, maintains its headquarters in Bryn Mawr, Pennsylvania.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bryn Mawr Bank Corporation (BMTC)
Bryn Mawr Bank Corporation functions as the parent company for The Bryn Mawr Trust Company, delivering a comprehensive suite of banking solutions to both individual and corporate clients. Its operations are structured into two distinct divisions: Banking and Wealth Management. The institution provides a variety of deposit products, including interest-bearing and non-interest-bearing demand accounts, retail and wholesale time deposits, savings accounts, money market accounts, and wholesale non-maturity deposits. Its lending portfolio encompasses commercial, residential, and home equity mortgages, alongside lines of credit. Additionally, it offers construction, commercial and industrial, and consumer loans, as well as equipment leasing services. Through its Wealth Management segment, the company offers extensive services such as trust and fiduciary administration, custodial services, investment management and advisory, employee benefits and IRA administration, estate settlement, financial planning, brokerage services, retirement planning, and tax planning and preparation. Furthermore, Bryn Mawr Bank Corporation provides a range of insurance products, covering property, casualty, and allied lines, in addition to life, annuities, medical, and accident and health coverage for groups and individuals. A specialized offering also includes financing for small-ticket equipment. The company delivers these services through an extensive network comprising 41 banking branches, seven wealth management offices, and two insurance and risk management locations. These sites are strategically located across Montgomery, Chester, Delaware, Philadelphia, and Dauphin Counties in Pennsylvania; New Castle County in Delaware; and Mercer and Camden Counties in New Jersey. Bryn Mawr Bank Corporation, established in 1889, maintains its headquarters in Bryn Mawr, Pennsylvania.
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