Enact Holdings Inc. (ACT)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 1,106 | 1,120 | 1,095 | 1,154 | 1,202 | 1,230 | 1,252 | 1,268 |
| Operating profit | $m | 859 | 866 | ||||||
| Net profit | $m | 370 | 547 | 704 | 666 | 688 | 674 | 683 | 713 |
| EPS reported | $ | 4.52 | 4.75 | ||||||
| Operating cashflow per share | $ | 4.88 | 5.17 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 4.88 | 5.17 | ||||||
| Free cash flow | $m | 725 | 721 | ||||||
| Net debt | $m | 162 | -5,866 | ||||||
| Book value equity | $m | 5,355 | 5,396 | ||||||
| Book value per share | $ | 35.86 | 38.45 | ||||||
| Number of shares | m | 149.32 | 140.32 | ||||||
| DPS (TTM paid) | $ | 0.82 | 0.90 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.77 | 9.89 | ||||||
| P/B LTM | x | 1.10 | 1.09 | ||||||
| P/S LTM | x | 4.78 | 4.70 | ||||||
| P/FCF LTM | x | 8.12 | 8.16 | ||||||
| EV/EBITDA LTM | x | 6.65 | 6.59 | ||||||
| EV/Sales LTM | x | 4.91 | 5.73 | ||||||
| Earnings Yield LTM | % | +11.40% | +10.11% | ||||||
| FCF Yield | % | +12.32% | +12.26% | ||||||
| Quality | |||||||||
| ROE | % | +12.59% | +12.76% | ||||||
| ROIC | % | +9.91% | +10.41% | ||||||
| Operating margin | % | +69.80% | +69.17% | ||||||
| Gross margin | % | +91.10% | +85.87% | ||||||
| FCF/Sales | % | +58.89% | +57.56% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +3.43% | +8.70% | ||||||
| Sales Growth YoY | % | +2.37% | +4.19% | ||||||
| Net Income Growth YoY | % | -2.01% | -0.70% | ||||||
| FCF Growth | % | +5.57% | +5.04% | ||||||
| Operating Profit Growth | % | -2.19% | -1.34% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.05% | +1.83% | ||||||
| Dividend Growth | % | +13.99% | +25.87% | ||||||
| Payout Ratio | % | +17.90% | +18.18% | ||||||
| FCF/Debt | x | 0.97 | 0.97 | ||||||
| Net Debt/EBITDA | x | 0.18 | 0.32 | ||||||
| EBIT/Net interest | x | 17.19 | 17.25 | ||||||
| Net debt/market cap | % | +12.66% | +10.83% | ||||||
| Net debt/Equity | x | 0.03 | -1.09 | ||||||
| Gross debt/equity | x | 0.14 | 0.14 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Enact Holdings Inc. (ACT)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
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