Radian Group Inc. (RDN)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 1,440 | 1,329 | 1,191 | 1,241 | 1,291 | 1,247 | 1,653 | 2,207 |
| Operating profit | $m | 763 | 724 | ||||||
| Net profit | $m | 394 | 601 | 743 | 603 | 604 | 583 | 536 | 660 |
| EPS reported | $ | 4.14 | 3.93 | ||||||
| Operating cashflow per share | $ | 0.87 | 12.40 | ||||||
| Capex per share | $ | 0.03 | 0.03 | ||||||
| FCF per share | $ | 0.84 | 12.37 | ||||||
| Free cash flow | $m | 116 | 1,675 | ||||||
| Net debt | $m | -4,794 | 1,113 | ||||||
| Book value equity | $m | 4,782 | 4,808 | ||||||
| Book value per share | $ | 34.65 | 35.28 | ||||||
| Number of shares | m | 138 | 136.28 | ||||||
| DPS (TTM paid) | $ | 1.02 | 1.02 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.69 | 8.40 | ||||||
| P/B LTM | x | 1.04 | 1.03 | ||||||
| P/S LTM | x | 3.98 | 3.00 | ||||||
| P/FCF LTM | x | 42.94 | 2.97 | ||||||
| EV/EBITDA LTM | x | 6.96 | 7.62 | ||||||
| EV/Sales LTM | x | 4.87 | 3.67 | ||||||
| Earnings Yield LTM | % | +11.51% | +11.90% | ||||||
| FCF Yield | % | +2.33% | +33.72% | ||||||
| Quality | |||||||||
| ROE | % | +12.19% | +11.26% | ||||||
| ROIC | % | +9.37% | -23.37% | ||||||
| Operating margin | % | +61.19% | +43.80% | ||||||
| Gross margin | % | +92.30% | +79.38% | ||||||
| FCF/Sales | % | +9.27% | +101.32% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +5.61% | +0.26% | ||||||
| Sales Growth YoY | % | -3.36% | +28.08% | ||||||
| Net Income Growth YoY | % | -3.58% | -11.25% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | -1.06% | -6.12% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.93% | +2.74% | ||||||
| Dividend Growth | % | +4.08% | +4.08% | ||||||
| Payout Ratio | % | +25.49% | +32.83% | ||||||
| FCF/Debt | x | 0.10 | 1.36 | ||||||
| Net Debt/EBITDA | x | 1.27 | 1.40 | ||||||
| EBIT/Net interest | x | 11.64 | 12.05 | ||||||
| Net debt/market cap | % | +22.33% | +24.87% | ||||||
| Net debt/Equity | x | -1.00 | 0.23 | ||||||
| Gross debt/equity | x | 0.24 | 0.26 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free