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Allegiance Bancshares, Inc. (ABTX)
Key financial summary
Financials in USD| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 84 | 94 | 107 | 140 | 172 | 213 | 218 |
| Operating profit | $m | 125 | 115 | |||||
| Net profit | $m | 23 | 18 | 37 | 53 | 46 | 82 | 76 |
| EPS reported | $ | 3.97 | 3.70 | |||||
| Operating cashflow per share | $ | 5.23 | 5.23 | |||||
| Capex per share | $ | 0.14 | 0.14 | |||||
| FCF per share | $ | 5.08 | 5.08 | |||||
| Free cash flow | $m | 104 | 103 | |||||
| Net debt | $m | -2,332 | -1,893 | |||||
| Book value equity | $m | 816 | 705 | |||||
| Book value per share | $ | 39.74 | 34.36 | |||||
| Number of shares | m | 20.55 | 20.53 | |||||
| DPS (TTM paid) | $ | 0.48 | 0.54 |
Financial summary
Financials in USD| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 10.63 | - | |||||
| P/B LTM | x | 1.06 | 1.21 | |||||
| P/S LTM | x | 4.08 | 3.91 | |||||
| P/FCF LTM | x | 8.30 | 8.30 | |||||
| EV/EBITDA LTM | x | 2.34 | -8.50 | |||||
| EV/Sales LTM | x | 1.30 | -4.75 | |||||
| Earnings Yield LTM | % | 9.41% | 9.53% | |||||
| FCF Yield | % | 12.04% | 12.05% | |||||
| Quality | ||||||||
| ROE | % | 9.99% | 10.36% | |||||
| ROIC | % | 1.43% | 1.43% | |||||
| Operating margin | % | 52.51% | 52.51% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 44.05% | 44.05% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +78.83% | +3.64% | |||||
| Sales Growth YoY | % | +23.72% | +11.13% | |||||
| Net Income Growth YoY | % | +79.10% | +3.65% | |||||
| FCF Growth | % | +93.85% | +36.10% | |||||
| Operating Profit Growth | % | +31.00% | -4.24% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 1.12% | 1.30% | |||||
| Dividend Growth | % | +20.00% | - | |||||
| Payout Ratio | % | 11.89% | 13.95% | |||||
| FCF/Debt | x | 0.53 | 0.94 | |||||
| Net Debt/EBITDA | x | -4.23 | -4.23 | |||||
| EBIT/Net interest | x | 5.06 | 5.06 | |||||
| Net debt/market cap | % | -268.95% | -221.50% | |||||
| Net debt/Equity | x | -2.86 | -2.68 | |||||
| Gross debt/equity | x | 0.24 | 0.15 | |||||
Company overview
Allegiance Bancshares, Inc. serves as the holding company for Allegiance Bank, a financial institution that offers a comprehensive suite of commercial banking services. It primarily caters to the financial needs of small and mid-sized businesses, various professionals, and individual clients. The bank's diverse range of deposit products includes checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, alongside certificates of deposit. Its robust loan portfolio encompasses commercial and industrial financing; commercial real estate loans, which extend to multi-family residential properties; commercial real estate construction and land development funding; residential real estate mortgages for 1-4 family homes; residential construction loans; and other consumer-focused credit options. Beyond its core offerings, Allegiance Bank provides an array of convenient services such as automated teller machines, drive-through and depository facilities, and extensive mobile, telephone, mail, and Internet banking capabilities. Customers also have access to safe deposit boxes, debit cards, cash management and wire transfer services, night depository, direct deposits, cashier's checks, and letters of credit. As of December 31, 2021, the company maintained 27 full-service banking locations, with 26 branches situated within the Houston metropolitan area and one office in Beaumont. Established in 2007, Allegiance Bancshares, Inc. is headquartered in Houston, Texas.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Allegiance Bancshares, Inc. (ABTX)
Allegiance Bancshares, Inc. serves as the holding company for Allegiance Bank, a financial institution that offers a comprehensive suite of commercial banking services. It primarily caters to the financial needs of small and mid-sized businesses, various professionals, and individual clients. The bank's diverse range of deposit products includes checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, alongside certificates of deposit. Its robust loan portfolio encompasses commercial and industrial financing; commercial real estate loans, which extend to multi-family residential properties; commercial real estate construction and land development funding; residential real estate mortgages for 1-4 family homes; residential construction loans; and other consumer-focused credit options. Beyond its core offerings, Allegiance Bank provides an array of convenient services such as automated teller machines, drive-through and depository facilities, and extensive mobile, telephone, mail, and Internet banking capabilities. Customers also have access to safe deposit boxes, debit cards, cash management and wire transfer services, night depository, direct deposits, cashier's checks, and letters of credit. As of December 31, 2021, the company maintained 27 full-service banking locations, with 26 branches situated within the Houston metropolitan area and one office in Beaumont. Established in 2007, Allegiance Bancshares, Inc. is headquartered in Houston, Texas.
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