Zions Bancorporation, National Association (ZION)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 2,790 | 2,911 | 3,152 | 3,115 | 3,130 | 3,387 | 3,740 | - |
| Operating profit | $m | 1,175 | 1,501 | ||||||
| Net profit | $m | 539 | 1,129 | 907 | 680 | 784 | 899 | 1,171 | 1,124 |
| EPS reported | $ | 6.01 | 7.86 | ||||||
| Operating cashflow per share | $ | 7.49 | 15.02 | ||||||
| Capex per share | $ | 0.82 | 1.00 | ||||||
| FCF per share | $ | 6.67 | 14.02 | ||||||
| Free cash flow | $m | 981 | 2,048 | ||||||
| Net debt | $m | -7,840 | -18,194 | ||||||
| Book value equity | $m | 7,180 | 7,681 | ||||||
| Book value per share | $ | 48.79 | 52.53 | ||||||
| Number of shares | m | 147.16 | 146.21 | ||||||
| DPS (TTM paid) | $ | 1.76 | 1.83 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.74 | 8.12 | ||||||
| P/B LTM | x | 1.20 | 1.12 | ||||||
| P/S LTM | x | 2.54 | 2.30 | ||||||
| P/FCF LTM | x | 8.78 | 4.21 | ||||||
| EV/EBITDA LTM | x | 7.80 | 6.24 | ||||||
| EV/Sales LTM | x | 2.04 | 2.17 | ||||||
| Earnings Yield LTM | % | +10.27% | +12.32% | ||||||
| FCF Yield | % | +11.39% | +23.78% | ||||||
| Quality | |||||||||
| ROE | % | +12.52% | +16.14% | ||||||
| ROIC | % | +6.74% | +9.42% | ||||||
| Operating margin | % | +23.77% | +29.06% | ||||||
| Gross margin | % | +67.05% | +71.41% | ||||||
| FCF/Sales | % | +19.84% | +39.64% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +21.41% | +58.79% | ||||||
| Sales Growth YoY | % | +8.21% | +19.49% | ||||||
| Net Income Growth YoY | % | +14.67% | +49.36% | ||||||
| FCF Growth | % | -6.66% | +94.86% | ||||||
| Operating Profit Growth | % | +16.11% | +48.32% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.10% | +2.56% | ||||||
| Dividend Growth | % | +6.02% | +10.24% | ||||||
| Payout Ratio | % | +30.19% | +29.45% | ||||||
| FCF/Debt | x | 0.23 | 0.65 | ||||||
| Net Debt/EBITDA | x | 1.13 | 0.61 | ||||||
| EBIT/Net interest | x | 0.75 | 1.05 | ||||||
| Net debt/market cap | % | +50.39% | +30.92% | ||||||
| Net debt/Equity | x | -1.09 | -2.37 | ||||||
| Gross debt/equity | x | 0.61 | 0.41 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Zions Bancorporation, National Association (ZION)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
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