Popular, Inc. (BPOP)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 2,257 | 2,478 | 2,937 | 2,644 | 2,799 | 3,187 | 3,319 | - |
| Operating profit | $m | 1,007 | 1,142 | ||||||
| Net profit | $m | 507 | 935 | 1,103 | 541 | 614 | 833 | 969 | 1,082 |
| EPS reported | $ | 12.30 | 14.80 | ||||||
| Operating cashflow per share | $ | 13.00 | 15.69 | ||||||
| Capex per share | $ | 2.92 | 3.05 | ||||||
| FCF per share | $ | 10.08 | 12.64 | ||||||
| Free cash flow | $m | 681 | 807 | ||||||
| Net debt | $m | -24,153 | -23,616 | ||||||
| Book value equity | $m | 6,249 | 6,433 | ||||||
| Book value per share | $ | 92.42 | 100.6 | ||||||
| Number of shares | m | 67.61 | 63.92 | ||||||
| DPS (TTM paid) | $ | 2.90 | 3.15 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.12 | 10.84 | ||||||
| P/B LTM | x | 1.35 | 1.31 | ||||||
| P/S LTM | x | 2.64 | 2.54 | ||||||
| P/FCF LTM | x | 12.36 | 10.43 | ||||||
| EV/EBITDA LTM | x | 4.69 | 4.25 | ||||||
| EV/Sales LTM | x | 1.12 | 2.70 | ||||||
| Earnings Yield LTM | % | +9.88% | +9.23% | ||||||
| FCF Yield | % | +8.09% | +9.59% | ||||||
| Quality | |||||||||
| ROE | % | +13.33% | +15.44% | ||||||
| ROIC | % | +10.35% | +1.23% | ||||||
| Operating margin | % | +22.73% | +25.38% | ||||||
| Gross margin | % | +66.08% | +68.98% | ||||||
| FCF/Sales | % | +15.38% | +17.93% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +43.69% | +72.90% | ||||||
| Sales Growth YoY | % | +13.87% | +18.59% | ||||||
| Net Income Growth YoY | % | +35.65% | +57.78% | ||||||
| FCF Growth | % | +47.62% | +74.97% | ||||||
| Operating Profit Growth | % | +26.38% | +43.42% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.35% | +1.75% | ||||||
| Dividend Growth | % | +13.28% | +23.05% | ||||||
| Payout Ratio | % | +23.76% | +20.34% | ||||||
| FCF/Debt | x | 0.43 | 0.50 | ||||||
| Net Debt/EBITDA | x | -3.24 | 1.05 | ||||||
| EBIT/Net interest | x | 0.81 | 0.97 | ||||||
| Net debt/market cap | % | +17.32% | +13.37% | ||||||
| Net debt/Equity | x | -3.87 | -3.67 | ||||||
| Gross debt/equity | x | 0.25 | 0.25 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Popular, Inc., along with its subsidiaries, offers a broad spectrum of financial products and services encompassing retail, mortgage, and commercial banking. These operations extend across Puerto Rico, the United States, and the British Virgin Islands. The company provides various deposit options, including interest-bearing accounts such as savings, NOW, and money market accounts, alongside non-interest-bearing demand deposits and certificates of deposit. Its diverse lending activities include commercial and industrial financing, loans for multi-family and commercial real estate, and residential mortgage products. For individual consumers, Popular provides personal loans, credit cards, automobile financing, and home equity lines of credit. Construction project funding and lease financing, especially for vehicles, are also part of its offerings. Further expanding its services, Popular, Inc. engages in investment banking, equipment and auto leasing and financing, broker-dealer operations, and insurance. It also supports convenient banking through debit cards and online platforms. Established in 1893 and headquartered in Hato Rey, Puerto Rico, Popular, Inc. maintained a significant operational footprint as of December 31, 2021. This included 169 branches and 616 ATMs throughout Puerto Rico, 23 ATMs in the Virgin Islands, and 91 ATMs situated in the continental United States.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Popular, Inc., along with its subsidiaries, offers a broad spectrum of financial products and services encompassing retail, mortgage, and commercial banking. These operations extend across Puerto Rico, the United States, and the British Virgin Islands. The company provides various deposit options, including interest-bearing accounts such as savings, NOW, and money market accounts, alongside non-interest-bearing demand deposits and certificates of deposit. Its diverse lending activities include commercial and industrial financing, loans for multi-family and commercial real estate, and residential mortgage products. For individual consumers, Popular provides personal loans, credit cards, automobile financing, and home equity lines of credit. Construction project funding and lease financing, especially for vehicles, are also part of its offerings. Further expanding its services, Popular, Inc. engages in investment banking, equipment and auto leasing and financing, broker-dealer operations, and insurance. It also supports convenient banking through debit cards and online platforms. Established in 1893 and headquartered in Hato Rey, Puerto Rico, Popular, Inc. maintained a significant operational footprint as of December 31, 2021. This included 169 branches and 616 ATMs throughout Puerto Rico, 23 ATMs in the Virgin Islands, and 91 ATMs situated in the continental United States.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free