West Coast Community Bancorp (WCCB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 53 | 66 | 75 | 86 | 100 | 138 | 142 | - |
| Operating profit | $m | 70 | 74 | ||||||
| Net profit | $m | 18 | 21 | 31 | 35 | 30 | 50 | 53 | 57 |
| EPS reported | $ | 4.76 | 5.04 | ||||||
| Operating cashflow per share | $ | 4.94 | 0.00 | ||||||
| Capex per share | $ | 0.25 | 0.00 | ||||||
| FCF per share | $ | 4.69 | 0.00 | ||||||
| Free cash flow | $m | 49 | 0 | ||||||
| Net debt | $m | -219 | -147 | ||||||
| Book value equity | $m | 377 | 398 | ||||||
| Book value per share | $ | 35.55 | 37.92 | ||||||
| Number of shares | m | 10.6 | 10.51 | ||||||
| DPS (TTM paid) | $ | 0.82 | 0.94 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.24 | 11.99 | ||||||
| P/B LTM | x | 1.22 | 1.16 | ||||||
| P/S LTM | x | 3.35 | 3.24 | ||||||
| P/FCF LTM | x | 9.38 | 0.00 | ||||||
| EV/EBITDA LTM | x | 3.67 | 3.78 | ||||||
| EV/Sales LTM | x | 1.63 | 2.40 | ||||||
| Earnings Yield LTM | % | +10.82% | +8.34% | ||||||
| FCF Yield | % | +10.66% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +13.38% | +13.83% | ||||||
| ROIC | % | +12.37% | +1.80% | ||||||
| Operating margin | % | +41.03% | +41.53% | ||||||
| Gross margin | % | +76.65% | +76.67% | ||||||
| FCF/Sales | % | +28.80% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +45.12% | +53.66% | ||||||
| Sales Growth YoY | % | +38.29% | +42.85% | ||||||
| Net Income Growth YoY | % | +70.49% | +79.12% | ||||||
| FCF Growth | % | +119.17% | -100.00% | ||||||
| Operating Profit Growth | % | +41.56% | +48.83% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.88% | +1.65% | ||||||
| Dividend Growth | % | +18.84% | +36.23% | ||||||
| Payout Ratio | % | +17.15% | +17.16% | ||||||
| FCF/Debt | x | 6.31 | - | ||||||
| Net Debt/EBITDA | x | -2.41 | -1.99 | ||||||
| EBIT/Net interest | x | 2.13 | 2.11 | ||||||
| Net debt/market cap | % | +1.94% | 0.00% | ||||||
| Net debt/Equity | x | -0.58 | -0.37 | ||||||
| Gross debt/equity | x | 0.02 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
West Coast Community Bancorp functions as the parent organization overseeing West Coast Community Bank, which was formerly recognized as Santa Cruz County Bank. This financial institution offers a comprehensive suite of banking services tailored for both businesses and individual customers. Its diverse product range includes various lending options such as corporate loans, revolving lines of credit, commercial real estate mortgages, construction development financing, and agricultural credit. Additionally, the bank facilitates government-backed loans through SBA and USDA programs, along with asset-based financing. Beyond credit solutions, clients can access services like credit cards, merchant processing, digital check deposit capabilities (remote deposit capture), convenient mobile and online banking platforms, bill payment options, and advanced treasury management tools.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
West Coast Community Bancorp (WCCB)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
West Coast Community Bancorp functions as the parent organization overseeing West Coast Community Bank, which was formerly recognized as Santa Cruz County Bank. This financial institution offers a comprehensive suite of banking services tailored for both businesses and individual customers. Its diverse product range includes various lending options such as corporate loans, revolving lines of credit, commercial real estate mortgages, construction development financing, and agricultural credit. Additionally, the bank facilitates government-backed loans through SBA and USDA programs, along with asset-based financing. Beyond credit solutions, clients can access services like credit cards, merchant processing, digital check deposit capabilities (remote deposit capture), convenient mobile and online banking platforms, bill payment options, and advanced treasury management tools.
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